AM Best Online Help
Release as of December 4, 2024
BestLink Company Dashboard now includes Export-to-Excel options for all key financial indicators’ expanded tiles, also including Top Lines and Top States/Provinces/Countries See the latest Quick Tips document or go directly to the Company Dashboard.
Release as of October 24, 2024
BestLink Company Dashboard now provides expanded histories for top lines and territories of business. See the latest Quick Tips document or go directly to the Company Dashboard.
Release as of September 4, 2024
BestLink Company Dashboard now includes US and Canadian companies in the Global display. Further, the financial data of US and Canadian companies can be viewed from a choice of 23 currencies when Global is selected as the Default Source via the Settings option. All financial data tiles now show the applicable exchange rate for each year displayed.
Release as of July 10, 2024
Organization Structure Added to Company Dashboard - Rating Unit structures, as well as Data and Corporate structures have been added to the dashboard. See Quick Tips on this latest enhancement.
Release as of April 12, 2024
The following areas now reflect the new IFRS 17 data:
Best's Financial Reports
Company Browse (under Current Data Availability)
Search Results (new IFRS 17 financial fields have been added under Select Fields option)
BestLink Alerts (Data Availability, Key Financial Indicators, Best's Insurance Reports)
Release as of November 15, 2023
Company Dashboard: A link to BestLink’s new Company Dashboard feature has been added to the Company Overview. Check out the Quick Tips on this fast, user-friendly interface featuring interactive tables, charts and sparkline performance histories.
Release as of April 6, 2023
Addition of Sections Updated Area to Best's Financial Report - Archive: This new feature includes a special section that lists the reason(s) associated with significant updates to the archived reports you select.
Release as of February 9, 2023
Userway accessibility widget is now available. Click the icon at the top-right of the page to select a profile with features most helpful to you.
Release as of January 16, 2023
Six years of data displayed in Best's Financial Suite - Solvency II Standard Reports Solvency II Standard Reports now display the six years of data (from 2016 to 2021) instead of the five years to display Solvency II data for all available years. At the end of February 2023. the reports will expand further to display seven years of data as the 2022 year-end filings are added to the system.
Release as of December 2, 2022
Best's Financial Reports - Archive is now available. Archived reports are accessible to all Best’s Insurance Reports and Financial Suite – Global subscribers. The archive is easily searchable by date and can be accessed through the Best’s Insurance Reports menu or from a link in the Best’s Financial Report tab in the Company Overview.
Release as of October 27, 2022
Best’s Alerts Service has been added as a new subscription level for agents and brokers to access several core features of BestLink, such as Alerts, Company Overview and Basic Search.
Release as of October 2022
Release as of November 8, 2021
Best’s Financial Reports have been enhanced with the addition of a new section called Professional Service Providers which include information on the Principal Law Firm's Section.
Release as of November 2, 2021
Alerts section has been enhanced with the following new features:
Criteria has been added to List Type options to allow users to create lists based on specific criteria.
Watch List - The following new data columns have been added to the Key Financial Indicators tab. Users have the ability to hide/unhide the data columns.
Rating Analyst Column
Ratings Columns
Source column - to ascertain and filter the source of the Key Financial Indicator alert by product.
Release as of October 18, 2021
Best’s Financial Reports have been enhanced with the addition of a new section called State Rate Filings. Please refer to the accompanying flyer to familiarize yourself with these latest enhancements:
Included Director of State Rate Filings
Included Summary of Approved Filings
Release as of September 9, 2021
Alerts Settings - Key Financial Indicators section now allows BestLink users to set the direction (decrease or increase, or both) of a threshold change based their specific tracking needs.
EU and UK Endorsed Ratings have been added and enable the use of AM Best credit ratings that are issued outside the EU or the UK, to be used for regulatory purposes where they have been “endorsed” by A.M. Best’s registered EU or UK Credit Rating Agencies (CRA). The new Rating Endorsement field can be found in Standard Field List (General Information), Company Overview, Advanced & Basic Search, Company Browse and Results and can be exported via the Custom Report Wizard. Further information is available from the Resources page and in Help.
Release as of March 31, 2021
Financial Suite – Solvency II: Standard Report "Own Funds, SCR and MCR"
The Solvency II Standard Report "Own Funds, SCR and MCR" and Custom Report Wizard now includes the major risk types for companies that file under the Partial Internal Model or the Full Internal Model in any year.
Solvency II Country and Industry Totals also reflect the major risks from Solo companies filing under the Standard, Partial Internal and the Full Internal Models in this Standard Report and in the Custom Report Wizard.
The Solvency II Standard Report "Own Funds, SCR and MCR" is also updated to include the following fields from the Risk Forms.
Capital requirement for business operated in accordance with Art. 4 of Directive 2003/41/EC
Capital requirement for other financial sectors (Non-insurance capital requirement)
Capital requirement for non-controlled participation requirements
Capital requirement for residual undertakings
SCR for undertakings included via D&A
Release as of February 5, 2021
BIR P/C, US Databases now include updated fields. Other industries will follow and will be released one at a time. If you have created custom field lists, we recommend updating your selections to ensure you are using the current fields.
Release as of January 20, 2021
Alerts section has been enhanced with the following new feature and expanded coverage.
Settings - BestLink users are now able to set different threshold levels for Key Financial Indicators based their specific tracking needs.
KFI Alerts has been expanded to include notifications on non-US and Solvency-II companies.
Two new list choices have been added to the Select Segment List option from within the Create New Alert button.
All Rated Entities
All Rating Units
Release as of October 20, 2020
BIR Health, US Databases now include updated fields. Other industries will follow and will be released one at a time. If you have created custom field lists, we recommend updating your selections to ensure you are using the current fields.
Release as of September 9, 2020
BIR L/H, US Databases now included updated fields. Other industries will follow and will be released one at a time. Health, US is not included in this release. If you have created custom field lists, we recommend updating your selections to ensure you are using the current fields.
Release as of August 11, 2020
Lloyd's Syndicates - Ultimate Parent Names & Numbers: AMB Ultimate Parent Name, AMB Number and Country of Domicile, of the Ultimate Parent of the Syndicate's Managing Agent has now been mapped to each Lloyd's Syndicate and is accessible via BestLink. This additional data enhances the analysis of Lloyd's and its Syndicates and also enhances the assessment of the groups to which they relate.
Release as of August 10, 2020
Solvency II Risk Data: Solvency II subscribers can now compare an insurer's SCR, whose model type is Full or Partial, by their risk category, using the new Risk Components Classification Standard Report. The new Risk Components Classification Standard Report maps hundreds of individual SCR risk components reported under the Full or Partial model to the Standard model SCR risks. This Risk Components Classification Standard Report for individual insurers can be accessed from the Standard Report menu or the Company Overview.
Release as of June 4, 2020
BestLink users can now set up Alert notifications on Key Financial Indicators. The Key Financial Indicators alerts are generated when the selected fields change by +/-10% or more.
Release as of December 26, 2019
BestLink Data Feed now provides access to General Information fields file for the most recent year.
Release as of December 20, 2019
Insurance Reports Provides access to credit reports and financial reports on companies based on your subscription level. The global organization structures presented on this page include ultimate parents, rating units and their rated operating entities. Access Insurance Reports from the Best's Insurance Reports menu.
Release as of October 20, 2019
Best Credit Reports have been redesigned to focus exclusively on the details supporting the credit assessment of rating units or holding companies at the time Best's Credit Ratings are assigned. Publishing a single Best's Credit Report for each rating opinion provides more clarity to the insurance industry marketplace.
Best Financial Report - This new report captures current financial data and company information for rating units and operating entities in your subscription. The information in this report is updated throughout the year as new information becomes available.
Release as of May 1, 2019
Alerts have been enhanced with the ability to set up alerts on companies using several new alert types. Added to the current Data Availability alerts are: Best's Credit Ratings, News, Best's Insurance Reports, Financial Size Category, Mergers & Acquisitions and Corporate Changes. Users now have easy access to integrated alert features such as Interactive Watch Lists, Custom Delivery Settings, Instant Add-To-Alerts Features, and Dynamic Segment Lists.
My Alerts: Use My Alerts Dashboard to manage your alert lists.
Watch List: Monitor recent alert activity.
Settings: Adjust the alerts settings on any list on the dashboard.
Release as of March 21, 2019
The data fields contained in the Best's Statement File - Solvency II pre-formatted Standard Reports are now accessible via the Advanced Search and Custom Report Wizard. This feature enables users to quickly identify and filter companies based on any Standard Report field and create multi-company data and ratio reports, facilitating faster analysis of peers, markets and countries.
Release as of February 15, 2019
Alerts: Create Alerts based on Statement File product data availability. View alerts on individual lists that you have set up to track when data becomes available for any company on the list. Access to Data Availability Alerts is available via a new Alerts menu option or the right hand navigation pane from the Review Company page.
Alert Lists: Use the Data Availability Dashboard to manage your alert lists.
Watch List: Monitor recent data availability alert activity.
Settings: Adjust the alerts settings on any list on the dashboard.
Release as of January 15, 2019
As part of A.M. Best's commitment to provide value added data Statement Page Field List – 24 Direct Business has been amended in order to comparatively match the filed statement, while continuing to provide value-added fields for Best's State/Line (Life Lines) - L/H, US subscribers.
Release as of September 27, 2018
Custom Report Wizard has been enhanced to assist in faster navigation through the wizard. Select the specific databases for your report. Available fields are determined by your product selection. (September 27, 2018)
Market Aggregations - Solvency II has been created to facilitate analysis of the total market or a country as covered by the Solvency II (EU Directive) and to compare the performance of a company selection with the market. The Total Market and Total Market Lists can be accessed from Statement Pages and Custom Report Wizard. (September 27, 2018)
Risk Forms - Solvency II has been added to cater for the 'free format' reporting of diversified risks provided by companies utilizing Full or Partial Models. The new Risk Forms are solely available via the Statement Pages under Solv II Whole Account and are identified by the R suffix to the related form number. The Risk Forms for Solvency Capital Requirement are: (September 27, 2018)
25.02.21R Solvency Capital Requirement (Risk Component) - for Undertakings on Partial Internal Models
25.02.22R Solvency Capital Requirement (Risk Component) - for Groups on Partial Internal Models
25.03.21R Solvency Capital Requirement (Risk Component) - for Undertakings on Full Internal Models
25.03.22R Solvency Capital Requirement (Risk Component) - for Groups on Full Internal Models
Release as of July 20, 2018
Regulatory Filings Wizard has been enhanced to enable users to extract up to a maximum of 100 Solvency II filings at one time. The Solvency II filings are available for Statement File - Solvency II subscribers. (July 20, 2018)
Release as of June 21, 2018
Find a Company has been enhanced with a Settings feature that allows users to narrow their results automatically by AMB Number, NAIC Number or FEIN Number. Find a Company also allows users to perform a multiple company search by name or number.
The Rating History tab on the Review Company page now provides data exceeding 25 years when applicable.
Release as of May 3, 2018
Company List Manager has been enhanced with a new intuitive design making it easier to create, manage and share custom company lists, all in one place. The upgraded Company List Manager has been incorporated as a new tab alongside the core search functions on the Results page.
Best's Statistical Studies is now Best's Rankings.
Release as of April 24, 2018
Advanced Search has been enhanced to enable Statement File - Solvency II subscribers to search for companies based on their Filing Type (Group or Solo) and their Model Type (Standard, Partial or Full).
Custom Report Wizard has been enhanced to enable Statement File - Solvency II subscribers to create reports that identify each Solvency II company's Filing Type (Group or Solo) and Model Type (Full, Partial or Full).
Release as of March 2, 2018
The Direct Combined Ratio calculation has been updated to better reflect attributed direct expenses for Groups with significant affiliated reinsurance. The calculation now offsets the ‘Reinsurance Assumed from Affiliates’ from the ‘Reinsurance Ceded to Affiliates’ down as far as zero on line 21 of the Direct Combined Ratio Report. This feature is available for Best's State/Line (PC Lines) - P/C, US subscribers.
Release as of March 1, 2018
Access is now available for Form 25.03.21 Solvency Capital Requirement - for Undertakings on Full Internal Models, for companies that file this specific form. The form can be accessed from the Review Company page for an individual company or from Statement Pages for up to 5 companies. This feature is available for Statement File - Solvency II subscribers.
Release as of February 9, 2018
A new company search page now combines BestLink's core search functions into one view, with tabs representing Basic Search, Advanced Search and Company Browse all in one location, together with search Results.
Advanced Search has been enhanced with Standard Lists to enable Statement File - Solvency II subscribers to search for companies based on their Business Type (Composite, Life or Non-Life) or their Country or Region of Domicile.
Release as of December 11, 2017
The Custom Report Wizard has been enhanced to enable Statement File - Solvency II subscribers to select companies based on their country or region of domicile. The countries in each region can be found in Statement File - Solvency II Regions.
Release as of October 16, 2017
The following features have been enhanced to maximize search results and company lists through a new interactive tool, as well as perform more streamlined searches for targeted results.
Results feature is now an interactive research tool for analyzing search results and company lists which includes the following new features:
All search results and company lists will now appear in a dynamic grid that lets you view companies combined with up to 49 different data fields.
Save your results as a custom list, or filter and save them according to the criteria you set.
Add related companies to your results list, including Ultimate Parent, A.M. Best Rating Units and Member Companies.
Users have the ability to select different financial years in the currency of your choice.
Basic Search has been enhanced for streamlined searches and more targeted results which includes the following new features:
Population section includes new filters such as AMB Rating Units,AMB Rated Entities, and Companies with National Scale Ratings.
Best’s Credit Ratings section now allows you to search according to the date or range of dates on which a rating became effective.
Domiciled section now includes the option to search by region.
Company Attributes section has added the ability to search by entity type.
Company Browse feature has been enhanced for faster, easier use.
Review Company - Company Overview tab now provides current and historical Issue Credit Ratings for companies that have them.
BestLink is prepared to support the latest enhancements to Best's Credit Ratings Methodology released on October 13, 2017. Best's Credit Reports published after this date will reflect a more transparent, logical and systematic rating process.
New fields are now available for BCAR, Assessment Categories, National Scale Rating and Short-Term Issue Credit Rating.
Best's Capital Adequacy Ratio (VaR 95%)
Best's Capital Adequacy Ratio (VaR 99%)
Best's Capital Adequacy Ratio (VaR 99.5%)
Best's Capital Adequacy Ratio (VaR 99.6%)
BCAR/Assessment Effective Date
Release as of September 29, 2017
Best Statement File - Global now includes the following new features:
Addition of the following new Solvency II ratios as filed from Best Statement File - Solvency II:
Ratio of eligible own funds to meet SCR (Solvency Capital Requirement)
Ratio of eligible own funds to meet the MCR (Minimum Capital Requirement)
Ratio of eligible own funds to meet group SCR (Solvency Capital Requirement)
Ratio of eligible own funds to meet the group MCR (Minimum Capital Requirement)
Release as of July 7, 2017
A new market share Three Year Premiums and Loss Study - Multiple States by Line Report provides a comparison of premiums and loss experience over the past three years for a summation of multiple states by line for leading P/C writers. Best's State/Line (PC Lines) - P/C, US subscribers can access the Three Year Premiums and Loss Study - Multiple States by Line report from the Industry Reports tab in the Create Reports menu. View the Standard Reports Library for detailed descriptions and report examples.
Find A Company now includes NAIC and FEIN numbers.
Release as of May 26, 2017
Best’s Statement File – Solvency II includes the following new features: (May 26, 2017)
Solvency II SFCR regulatory filings are available within Review Company in pdf format.
Solvency II Quantitative Reporting Template Forms are available from Review Company and Create Reports in Excel format.
Solvency II Quantitative Reporting Template Data is available from the Custom Report Wizard.
Solvency II Standard Reports are available from Review Company and Create Reports.
Release as of May 18, 2017
11 years of data for Loss Reserves (Schedule P) is available from within the Company Profile and Loss Reserves Wizard.
Release as of January 19, 2017
BestAlert Service links are now conveniently located on the Home and Review Company page. The links provide the ability to quickly add companies to BestAlert to monitor the latest company related news, changes to companies' ratings and updates to their AMB Credit Reports.
Release as of October 7, 2016
Best's Schedule F and Schedule S subscribers can now access 11 full years of Statement Pages.
The CUSIP/Issuer Search available from within the Explore Schedules - Investments menu has been enhanced to include the following features: (October 7, 2016)
Allowing users to search for investments using a 6 digit or 8 digit CUSIP.
The Issuer Name search feature now allows users to receive all investments issued by a specific issuer.
The Issuer Name Search Results box has been changed to group Issuer Names together by issuer number.
A new Analyst Information field list is available from Standard Field Lists. These fields enable you to view Best's Credit Rating Analyst and Team Leader information.
Release as of September 15, 2016
Best Statement File - Global now includes the following new features:
Addition of the following new fields:
The financial data for Non US companies will now be updated on a daily basis. This feature is available for Statement File - Global subscribers only.
Release as of August 18, 2016
The new Excess & Surplus Report presents data for Reporting Entities eligible or approved to write Surplus Lines within a selected state. Best's State/Line (PC Lines) - P/C, US subscribers can access the Excess & Surplus Report from the Industry Reports tab in the Create Reports menu.
Title Companies: Statement Pages and Best's Quantitative Analysis Report (QAR) are now available for Best's Statement File - P/C, US subscribers. Access the reports from the Statement Pages and Standard Reports menus.
Release as of June 21, 2016
A new market share Non-Standard Auto Companies Report presents annual auto premium and loss data from the Statutory Page 14 of the NAIC Annual Statement for those carriers deemed to write a predominant amount of Non-Standard Auto (NSA) business. Best's State/Line (PC Lines) - P/C, US subscribers can access the Non-Standard Auto Companies report from the Industry Reports tab in the Create Reports menu. View the Standard Reports Library for detailed descriptions and report examples.
Release as of April 29, 2016
New Title Company Data Available: Best's Statement File - P/C, US subscribers can now search Title Company information using the Advanced Search standard field lists for general searching and creating custom reports.
Release as of March 21, 2016
Direct Combined Ratio Standard Report methodology has been expanded to include the following line items that are used to calculate the pro-ration of expenses allocated in cases with assumed reinsurance operations. View the Standard Reports Library for detailed descriptions and report examples.
Loss Adjustment Expenses: Claim Adjustment Services: Reinsurance Assumed (Line #8) and Gross Claims Adjustment Services Expenses (Line #9) have been added under the “Allocate Adjusting and Other Loss Expenses” section.
Reinsurance Assumed from Affiliates – Total (Line #21), Reinsurance Assumed from Non-Affiliates - Total (Lines #22) and Gross Premiums Written (Line #23) have been added under the “Allocate Other Underwriting Expenses” section.
Release as of March 2, 2016
Global Ratio Reports – Net Premiums Earned Ratios Standard Report has been updated to include the following six additional ratios using solely Net Earned Premiums as a denominator. Net Premiums Earned has been incorporated into the Global Ratio Reports and are suffixed with (NPE). This feature is available for Statement File - Global subscribers only.
Additional balancing items have been added to the Key Financial Data Report. This feature is available for Statement File - Global subscribers only.
Additional lines to enable customers to view the balancing items in each category within the Key Financial Data report.
The ability to view the formula of each line item in the Key Financial Data report in order to understand how each line has been calculated (if not reported).
The ability to use Advanced Search to filter companies based on these additional line items in within the Key Financial Data category.
Release as of February 24, 2016
A New Direct Combined Ratio standard report including the following new supporting calculations is available for Best's State/Line (PC Lines) - P/C, US subscribers. (February 25, 2016)
Adjusting and Other Loss Expense
Adjusting and Other Loss Expense Ratio
Direct Loss and Loss Adjustment Expense Ratio
Other Underwriting Expenses
Other Underwriting Expense Ratio
Underwriting Expense Ratio
Access the report from the Standard Reports tab in the Create Reports menu.
The direct combined ratio has also been added to the following Best’s Market Share Reports for P/C lines, available from the Industry Reports tab in the Create Reports menu:
One-Year Premiums and Loss Study
Five Years of Premiums and Adjusted Loss Ratios
Five-Year Trend Study
Eleven-Year Trend Study
Release as of January 26, 2016
Advanced Search has been redesigned with intuitive interaction and greater functionality for searching and viewing results. The new, more intuitive design offers drop-down selections and allows you to:
Perform a new search or run/modify a search using existing criteria in the first step.
Utilize the All Products list to Search within General Information fields that exist in all available products.
Easily find fields, within large field lists, such as All Financial Fields by using terms you choose or known pages/forms and columns/line numbers.
Broaden your searches with the new multi-value selection feature. You can now look for companies with different ratings, ratings criteria, etc. within the same search.
Use the new Between range option to assist in narrowing your search.
Take your results to different pages in BestLink, to easily access the desired information.
A new option to Create Section Lists for AMB Credit reports from Manage Lists menu is now available.
News articles associated with the specific transaction are now available on the Mergers & Acquisitions Report created within the M&A Search Results page.
Release as of November 24, 2015
Current Rate Filings provides a quick overview of the last 6 months of rate filing data for companies that have filed Property/Casualty insurance policies. Access Current Rate Filings from the State Rate Filing menu or the Review Company page.
Release as of November 6, 2015
Investments (Schedules A through E): This new section provides multiple features to quickly, and easily retrieve investment data from the Explore Schedules menu. This feature is available for Best's Schedule D subscribers. New features include:
Schedules A, B, DB and E are now available.
CUSIP /Issuer Search locates a specific CUSIP or Issuer to create a report to analyze companies that own specific investments. Rating Information fields can also be added to your reports for further analysis.
Investment Profile provides a quick visual representation of a company's or group's key investment data. Standard and custom investment reports can also be generated online and exported to Excel.
Maturity Report - This Report captures investments based on the selected maturity date.
Comprehensive Investment Report - This report provides the ability to capture all investment data for a single company or group in one location.
Investment Search allows users to find companies or investments using any field from any investment schedule that match the selected criteria. General information and Best's Credit rating fields can also be combined with your search.
Investment Report Wizard allows users to create custom reports using any schedule, year, or quarter for multiple companies at a time. This new wizard provides filtering option to assist in narrowing down the investment companies for selection.
Release as of September 30, 2015
Officers & Directors Search has been enhanced to be an individual search page. Search results are now displayed in the same page in a grid format with the option to export to Excel. This feature is available for Best's Insurance Reports and Statement File - Global subscribers only.
Release as of July 31, 2015
Report with Search Criteria is available from Search Results - Create Reports section. This new feature provides users with the ability to create a custom report containing the field(s) selected in the search criteria when utilizing a single database. This feature is available for Best's Insurance Reports, Holding Companies, and Statement File – US and Global.
Release as of July 7, 2015
"As-Was” Data provides access to valuable financial information based on filings and organizational structures as they were at the end of each of the past 11 years; i.e., 12/31/XX. Search, Statement Pages and Custom Reports are based on the Data Year selected in order to eliminate company name/number duplication that may occur due to mergers & acquisitions. Access to "As-Was" data is available via a new "As-Was" menu option and home page Quick Links for Best's Statement File - P/C, Best's Schedule P, Best’s Insurance Expense Exhibit and Best's Statement File L/H, US subscribers.
See: “As Is” versus “As Was” - What’s the difference? for more information.
Key Features of BestLink "As Was" Data:
Review Company - View a list of companies that comprised an A.M. Best's group data structure over the past 11 years to easily see which companies have been bought or sold.
Key Trending Reports - Compare the contrast between a group filed on an “As-Is” basis in correlation to “As-Was” as well as analyze the impact mergers and acquisitions have on a group’s financial performance.
Search - Locate insurance companies by company identification, business type, domicile, or Advanced Search criteria.
Custom Reports - Select companies and reporting features of your choosing using the Custom Report Wizard or Loss Reserve Wizard.
Statement Pages - Generate statement pages in NAIC filing format for annual pages and IEE exhibits.
Currency Units - Display dollar values as Whole Dollars, Thousand, Millions or Billions.
Release as of May 21, 2015
Long Term Issuer Credit Ratings and Short Term Issuer Credit Ratings information is available from Review Company - Rating History tab.
Outlook, Rating Action, Financial Size Category and Affiliation Code are available from Review Company - Rating History tab.
Return only rating units and Return only companies in business options are available from Basic Search and Company Browse. Select these options to limit the results to companies that are rating units or are currently in business.
Exclude graphs and charts in reports option is available from AMB Credit Report and AMB Credit Report Wizard.
Release as of April 20, 2015
Annual Quantitative Analysis Report (QAR) - P/C, US has been expanded to include 10 Year Summary, By Line and By State supplemental pages. Access the report from Standard Reports.
Release as of April 1, 2015
The redesigned Custom Report wizard provides an enhanced find feature and the ability to quickly select lists using the drag and drop method.
Release as of March 27, 2015
Include Best's Credit Ratings option is available for Best's Market Share Reports and Best's Market Expense Reports from the Industry Report option within Create Reports menu.
Review Company - Corporate Structure and Data Structure provides the option to export a list of companies.
Related Financial and Analytical Information is now available from Company Overview. This new section displays all financial data records with the same entity number related to the selected company where available.
AMB Credit Report Wizard includes the following features:
Export multiple reports in a single HTML file.
Export multiple PDFs option will include the company name information in the individual file name.
Quick Tip videos for Company Ranking and Peer Selection are available in the Training section on the Home page.
Release as of March 13, 2015
The following data items have been included in Best's Credit Rating Standard Field List. Please refer to the Guide to Best's Financial Strength Ratings or Best's Issuer Credit Ratings for a detailed explanation on the rating scale and definitions.
Best's Financial Strength Rating - Current (without modifier)
Best's Financial Strength Rating - Previous (without modifier)
Best's Long-Term Issuer Credit Rating - Current (without modifier)
Best's Long-Term Issuer Credit Rating Code - Previous (without modifier)
Release as of February 25, 2015
A New Standard Report is available. Access the report from Standard Reports.
Global - National Standard Template report is available for Best's Statement File - Global subscribers only. This report displays the entire Global National Standard template for the country in which the selected company is domiciled.
Release as of January 23, 2015
Enhanced AMB Credit Reports are now available from the AMB Credit Report and the AMB Credit Report Wizard. This feature allows you to customize the new presentation of the AMB Credit Reports by selecting the specific sections desired as well as export multiple reports in PDF format.
Global Market Filters and Standard Lists are available from the select population option of Advanced Search for Statement File - Global subscribers.
National Scale Rating is now available. This new rating provides a relative opinion of an insurance company's financial strength rating within a single country.
Release as of December 17, 2014
Enhanced AMB Credit Reports are now available for Best's Insurance Reports - Non-US companies. Access the enhanced reports from the Review Company page.
Release as of November 25, 2014
Enhanced AMB Credit Reports are now available for Best's Insurance Reports - L/H, Canada companies. Access the enhanced reports from the Review Company page.
Release as of November 18, 2014
Market Filters are available from the companies standard list option of the Custom Report Wizard for Statement File - Global subscribers.
Global Market Filter - analyzing markets based on consolidated worldwide groups (i.e. Filings consolidating all their subsidiaries) and independent (non-affiliated) single companies.
Country Market Filter - analyzing markets based on the individual insurers writing business in each country, excluding where possible, cross border international business.
Release as of November 9, 2014
Enhanced AMB Credit Reports are now available for Best's Insurance Reports - P/C, Canada companies. Access the enhanced reports from the Review Company page.
Release as of October 30, 2014
Search Results has been enhanced to expand navigation of results to available BestLink features.
Comprehensive Financial Overview (CFO) report is available for Best's Statement File - P/C, L/H, and Health, US subscribers.
The report is comprised of key annual statement pages, exhibits, and schedules. Access the Comprehensive Financial Overview (CFO) report from Company Overview and Standard Reports.
Release as of October 15, 2014
Best's Corporate Changes and Retirements has been redesigned to provide greater functionality for searching and viewing results.
Fast Find: This new quick link feature allows you to quickly locate companies by entering multiple company names or several company related numbers.
Custom List Manager - Companies provides the option to Print or Export a list of companies.
Restructured Search List Box feature controls have been integrated into the Reinsurance, Loss Reserve & AMB Credit Report wizards to optimize performance.
Release as of September 22, 2014
BestAlert Service links are now available in BestLink to quickly set up email alerts for a company or list of companies. Conveniently located in multiple pages in BestLink, these links to BestAlert will allow you to monitor the latest company related news, changes to companies' ratings and updates to their AMB Credit Reports.
Release as of August 29, 2014
Company Ranking: This new section provides the ability to create company ranking reports for US companies based on selected key financial fields such as direct premiums written, net premiums written, assets, etc. and various other filters and parameters. Access Company Ranking from the Search Companies menu.
Peer Selection: This new section provides the ability to select a primary U.S. company and determine its peers based on matching attributes with additional filters to further customize peer lists. Access Peer Selection from the Search Companies menu.
Basic Search and Company Browse have been slightly reorganized to facilitate access to all features available.
Advanced Search and Basic Search provide the option to go directly to the AMB Credit Report for the search results. This feature is available for Best's Insurance Reports and Statement File - Global subscribers only.
Release as of August 14, 2014
Company Comparison Report is available to Best's Insurance Reports and Best's Statement File - Global subscribers. This single page report provides a side-by-side comparison of key financial data between two P/C, L/H or Health - US companies.
Text Section Subcategories are available for text searching. Subscribers of Best's Insurance Reports can use these sub-sections in the Advanced Search to refine their parameters to search for text within the AMB Credit Report.
Release as of August 12, 2014
Licensing: A newly created standard field list is available for searching and custom reporting providing the status of US and Canadian companies in which they are licensed or approved to do business.
Release as of June 27, 2014
Insureware's ICRFS-ELRF (Third Party Tool) is available to Best's Schedule P subscribers. Insureware creates and supports statistically comprehensive, enterprise wide, long-tail liability risk management software.
Enhanced AMB Credit Report Wizard: Best's Insurance Reports and Best's Statement File - Global subscribers have access to this newly redesigned Wizard which provides intuitive interaction to download multiple AMB Credit Reports in PDF format. You can download entire reports or specific sections of the report. The wizard is available from the Create Reports and Best's Insurance Reports menu.
Data Structure Change Log option provides details of changes to the structure of the selected company, as available. Access Data Structure Change Log from the Data Structure tab on the Company Overview.
Release as of June 19, 2014
A New Standard Report is available. Access the report from Standard Reports.
Combined Life and Health (QAR) is available for Combined Life and Health subscribers. This Report provides a comprehensive quantitative review of key financial and operating performance measures within three critical evaluation areas: Profitability; Investments and Liquidity; and Leverage/Capitalization.
Release as of June 6, 2014
Reinsurance Report Wizard: This new wizard is available to Best's Schedule F and Schedule S subscribers from the Create Reports or Explore Schedules menu options. The Reinsurance Report Wizard features 11 years of data and guides you through the process of creating custom reinsurance reports based on filing companies or reinsurer cedents with the inclusion of the following selection options:
Rating and Key Financial data for companies and reinsurers
Top filing companies or reinsurers cedents using a selected ranked by fields
Domiciliary Jurisdiction, Ratings & part sections filters
Filter output by Types of Reinsurance (Schedule S only)
Single Sheet, Multiple Sheets or Flat File output
Management Information - Best's Statement File - P/C, L/H, and Health, US and Best's Statement File Global subscribers have access to this standard field list that contains officers and directors data to utilize in general searching and creating custom reports.
Currency conversion option is available on the Financial Overview tab within Review Company.
Release as of May 29, 2014
New Standard Reports are available. Access the reports from Standard Reports.
Schedule T is available for Best's Statement File - P/C, L/H, and Health, US subscribers. This one page report provides 5 years of Schedule T data.
Accident & Health Review is available for Best's Statement File - P/C and L/H, US subscribers. This one page report provides 5 years of accident & health business.
Release as of May 21, 2014
A.M. Best's Financial Suite subscribers now have access to Best's Corporate Changes and Retirements information. Access Corporate Changes Search from the Corporate Changes/M & A menu.
Release as of April 30, 2014
New Standard Reports are available. Access the reports from Standard Reports.
Dental Enrollment is available for Best's State/Line (Health Lines) - Health, US. This one page report includes 5 years of premium, member information, and key ratios pertaining to dental business.
Medicare Supplement Enrollment is available for Best's State/Line (Health Lines) - Health, US subscribers. This one page report includes 5 years of premium, member information, and key ratios pertaining to medicare supplement business.
Release as of March 31, 2014
New Standard Reports are available. Access the reports from Standard Reports.
Investment Income and Capital Gains is available for Best's Statement File - P/C, L/H, and Health, US subscribers. This one page report includes a detailed analysis of investment income and capital gains (losses) exhibit.
Comprehensive Hospital & Medical Enrollment is available for Best's State/Line (Health Lines) - Health, US subscribers. This one page report includes 5 years of premium, member information, and key ratios.
Release as of March 19, 2014
Loss Reserves Report Wizard: This new wizard is available to Best's Schedule P subscribers from the Create Reports or Explore Schedules menu options. The Loss Reserves Report Wizard features 11 years of loss reserve data and guides you through the process of creating standard and custom reports. Create reports for multiple Companies, Parts/Sections, Lines of Business, and Fields as well as any of the following additional selection options:
Single Sheet, Multiple Sheets or Flat File
NAIC or Actuarial Triangles
Triangle Data on a Gross or Net Basis
BestLink menus have been renamed and slightly reorganized to facilitate access to all features available.
Release as of February 21, 2014
New Standard Reports are available. Access the reports from Standard Analytical Reports.
Top 10 Investments is available for Best's Schedule D - P/C & L/H, US subscribers. This one page report ranks the top investments.
Analysis of Group Annuities is available for L/H Statement File subscribers. This report is sourced from Supplemental Page 510 - Analysis of Annuity Operation by Lines of Business. This one page report compares group fixed, variable, and other annuities.
Separate Accounts Analysis is available with Separate Accounts for L/H Statement File subscribers. This one page report focuses on an individual company’s five year trends. The report concentrates on key Balance Sheet and Summary of Operations data. The bar chart compares the company performance to the total U.S. Life & Health Industry.
Release as of February 12, 2014
New Preference: Choose how you would like blank fields to appear on Custom Reports. Set the values for this option in Preferences.
Release as of January 31, 2014
New Standard Reports are available. Access the reports from Standard Analytical Reports.
Analysis of Bonds is available for Best's Statement File - P/C, L/H, and Health, US subscribers. This one page report reviews different bond classifications and the contribution of investment income.
Analysis of Individual Annuities is available for Best's Statement File - L/H, US subscribers. The source for this report is Supplemental Page 510 - Analysis of Annuity Operation by Lines of Business. This one page report compares individual fixed, variable, and other annuities.
Release as of January 6, 2014
Loss Reserves Company Profile: This new section is available to Best's Schedule P subscribers from Explore Schedules. The Loss Reserves Company Profile features 11 years of loss reserve data and provides subscribers with the ability to generate Schedule P summary and triangle reports by selecting a part and line of business as well as any of the following additional selection options:
Net or Gross data for Parts 2, 3 and 4 triangles
NAIC or Actuarial formatted triangles
10 years of data for short-tail triangles and 20 for long-tail triangles
Release as of December 30, 2013
New Standard Reports are available. Access the reports from Standard Analytical Reports.
Reserve Distribution is available for Best's Statement File - P/C, US subscribers. This one page report displays reserves by lines of business.
Cash Flow is available for Best's Statement File - P/C, L/H, and Health, US subscribers. This one page report provides 10 years of cash flow.
Release as of December 17, 2013
BestLink menu structure has been reorganized to streamline access to Schedule databases. Access Reinsurance Search and Profiles from Explore Schedules.
Release as of December 3, 2013
New Standard Reports are available. Access the reports from Standard Analytical Reports.
Net Investment Income is available for Best's Statement File - P/C, US subscribers. This one page report displays the role of net investment income in the pre-tax operating income (PTOI).
Analysis of Expenses is available for Best's Statement File - P/C, L/H, and Health, US subscribers. This one page report provides a detailed analysis of expenses.
Release as of October 31, 2013
New Standard Reports are available. Access the reports from Standard Analytical Reports.
10-Year IBNR Development on PHS is available for Best's Statement File - P/C, US subscribers. This one page report captures a company’s 10 year IBNR development change through the income statement to policyholders’ surplus if the original IBNR was ideally developed with graphical analysis of policyholders’ surplus actual and developed over 10 years.
Expense Review is available for Best's Insurance Expense Exhibit (IEE) - P/C, US subscribers. This one page report reviews 3 years of key IEE by-line data and ratios.
Release as of October 29, 2013
Enhanced AMB Credit Reports for Health companies are now available for Best's Insurance Reports - Health, US. Access the enhanced reports from the Company Overview. New features include:
A redesigned report presentation featuring informative charts, graphs, and tables that add a multidimensional perspective on an insurer's financial strength.
More detailed statutory data, for a more comprehensive look at the numbers behind an insurer's rating.
Streamlined access to supplementary resources via links directly from within related report content.
Release as of October 24, 2013
New Reinsurance Reports are available in the Filing Company Profile, Reinsurer/Cedent Profile, and Standard Analytical Reports.
Top 10 Assumed - 11 Years is available for Best's Schedule F (Reinsurance) - P/C, US subscribers. The report captures a company’s top 10 listed reinsurers over 11 years based on their total assumed reinsurance recoverables.
Top 10 Ceded - 11 Years is available for Best's Schedule F (Reinsurance) - P/C, US subscribers. The report captures a company’s top 10 listed reinsurers over 11 years based on their net ceded reinsurance recoverables.
11 Years of Assumed & Ceded Reinsurance by Type report is available for Best's Schedule S (Reinsurance) - L/H, US subscribers. The report captures ten years of the company’s top 15 reinsured assumed and ceded business based on the total amount in force at the end of the year for their Coinsurance and YRT business.
5 Years of Amount In Force for Top 10 Reinsurers is available for Best's Schedule S (Reinsurance) - L/H, US subscribers. The report captures the company’s top 10 reinsured for five years based on the total amount in force at the end of the year.
Release as of October 16, 2013
M & A Search: This new section allows you to search for mergers and acquisitions transactions.
New Reinsurance Reports are available in the Filing Company Profile, Reinsurer/Cedent Profile, and Standard Analytical Reports.
Reinsurance Summary is available for Best's Schedule F (Reinsurance) - P/C, US subscribers. The report displays a company’s assumed and ceded business by NAIC designated groups over the last five year period.
Reinsurance Ceded by Type of Reinsurance is available for Best's Schedule S (Reinsurance) - L/H, US subscribers. The report capturers the company’s top 10 reinsured based on the total amount in force at the end of the year for their ceded business.
Reinsurance Assumed and Ceded by Type is available for Best's Schedule S (Reinsurance) - L/H, US subscribers. The report captures the company’s reinsurance by type for assumed and ceded business from Part 1, Section 1 and Part 3, Section 1.
Quick Search is available in the Filing Company Profile and Reinsurer/Cedent Profile. Quickly search for a company/reinsurer by AMB#, NAIC#, FEIN, or company name.
Release as of September 30, 2013
Enhanced AMB Credit Reports for Life groups are now available for Best's Insurance Reports - L/H, US.
Release as of September 27, 2013
Explore Reinsurance: This new section is available for Best's Schedule F and Best's Schedule S subscribers. Quickly search for reinsurance companies and cedents, view company profiles, and track reinsurance transactions across parts. Eleven years of expanded data are available.
Consolidation Types: Identifiers are now appended to company names for the following Consolidation Types:
AMB Consolidated Group (G)
AMB Consolidated Subgroup (SG)
Company Consolidation (C)
Company Consolidated Subgroup (CS)
Industry Total/Subtotal (T)
Release as of September 24, 2013
Enhanced AMB Credit Reports for Life companies are now available for Best's Insurance Reports - L/H, US. AMB Credit Reports for Life Groups will be released soon. Access the enhanced reports from the Company Overview. New features include:
A redesigned report presentation featuring informative charts, graphs, and tables that add a multidimensional perspective on an insurer's financial strength.
More detailed statutory data, for a more comprehensive look at the numbers behind an insurer's rating.
Streamlined access to supplementary resources via links directly from within related report content.
Release as of August 20, 2013
New Standard Reports are available for Best's State/Line (PC Lines) - P/C, US subscribers. Access the reports from Standard Reports
State Line Analysis By State: View the top 10 states a company does business in by line of business. Data fields include direct premiums written with annual percentage change, market share, paid loss ratio, adjusted loss ratio, and defense & cost containment ratio over the most recent three year period.
State Line Analysis By Line: View company data by state and line of business for the following fields: direct premiums written with % change from previous year, market share, direct losses incurred with % change from previous year, incurred loss ratio, paid loss ratio, defense & cost containment ratio, taxes, licenses & fees ratio, and direct premiums earned with % change from previous year.
Release as of July 9, 2013
BestLink's menu structure has been reorganized to streamline access to Best's Insurance Reports.
Release as of June 18, 2013
Ceded Reinsurance Recoverables report is available for Best's Schedule F (Reinsurance) - P/C, US subscribers.
This report provides a company’s ceded reinsurance recoverables by authorized, unauthorized and certified groups, as well as a detailed listing of the top 25 authorized, unauthorized and certified reinsurers and top five affiliated & pool reinsurers by recoverable amounts. Access the Ceded Reinsurance Recoverables report from Standard Reports.
Release as of June 13, 2013
Enhanced AMB Credit Reports are now available for Property/Casualty, US. Access the enhanced reports from the Company Overview. New features include:
A redesigned report presentation featuring informative charts, graphs, and tables that add a multidimensional perspective on an insurer's financial strength.
More detailed statutory data, for a more comprehensive look at the numbers behind an insurer's rating.
Streamlined access to supplementary resources via links directly from within related report content.
Release as of April 4, 2013
Standard Analytical Reports: The newly redesigned page provides an intuitive interaction focusing on company selection. The available reports are determined by the selected companies.
Statement Pages company display has expanded company details including company type, consolidation type, and industry.
Release as of April 2, 2013
Release as of March 21, 2013
Company Browse allows you to quickly generate a list of companies by industry, region, or other company specific attributes. Access Company Browse from the Search Companies menu.
Peer Ranking report is available for Best’s Statement File - (P/C , L/H and Health, US) subscribers.
The new peer comparison report compares the unweighted rankings of key data items over a five year period for up to 25 companies. Access the Peer Ranking report from the Standard Reports page.
Release as of March 20, 2013
Release as of February 26, 2013
Release as of January 7, 2013
BestLink Advantage 2.0: The newly redesigned BestLink online service allows more intuitive interaction accessing A.M. Best data and reports more efficiently.
New features include:
Search Results and Best's Insurance Reports display expanded company details including company type, consolidation type, and industry.
Standard Analytical Reports provides new standard report categories.
Company Overview provides new standard report categories and allows you to easily generate multiple reports simultaneously. You can also quickly access group members for consolidated companies.