Industry Reports

Use Industry Reports to quickly review statutory results and get a comprehensive picture of the industry. Generate Best’s Market Share Reports or Best’s Market Expense Reports based on the leading writers, ranked by premiums written. View the Best’s Rankings for insightful commentary on Property/Casualty or Life/Health advanced financial results. View Aggregates & Averages for current and historical consolidated data for the Property/Casualty or Life/Health industries. Access is subscription based.

Note: Rating-related information displayed for AM Best Rating Units identified with a (G) or (SG) in the Company Name are derived from its legal entity group members.

Access Industry Reports from the Create Reports menu.

Select an Industry Report:
- Best's Market Share ReportsBest's Market Share Reports
  View the leading US companies writing business in the lines of your choice. View current conditions and long-term trends set by industry leaders, and see how your company's experience compares.
  - One Year Premium and Loss Study - (P/C Lines) - Basic annual P/C statement data, plus ratios and rankings for leading writers in states and lines you select. Data fields include market share, direct premiums written, direct premiums earned, dividends to policyholders, direct losses paid, direct losses incurred, paid loss ratio, incurred loss ratio, adjusted loss ratio, overall rank and single-company rank.
  - Three Year Premiums and Loss Study - Multiple States by Line - (P/C Lines) - This report provides a comparison of premiums and loss experience over the past three years for a summation of multiple states by line for leading P/C writers.
  - Five Years of Premiums and Adjusted Loss Ratios - (P/C Lines) - A comparison of premiums and loss experience by state and by line for leading P/C writers. Data fields include direct premiums written and adjusted loss ratios for the past five years, and three- and five-year adjusted loss ratio averages.
  - Five Year Trend Study - (P/C Lines) - A by-state, by-line premium-and-loss record of the largest P/C writers (by premium volume). Data fields include market share, direct premiums written and adjusted loss ratio, each for the past five years.
  - Eleven Year Trend Study - (P/C Lines) - A by-state, by-line premium-and-loss record of the largest P/C writers (by premium volume). Data fields include market share, direct premiums written and adjusted loss ratio, each for the past eleven years.
  - Non-Standard Auto Companies Report - (P/C Lines) - This report presents annual auto premium and loss data from the Statutory Page 14 of the NAIC Annual Statement for those carriers deemed to write a predominant amount of Non-Standard Auto (NSA) business. Please see Non-Standard Auto Company List and Totals for additional information.
  - One Year Premium and Loss Study - (Life & A&H Lines) - Basic annual L/H statement data and rankings for leading writers in states and lines you select. Data fields include market share, direct premiums written, amount in force, amount issued, overall percent, average policy issued, average policy in force, and single-company rank.
  - One Year Premium and Loss Study - (Life Lines 2022 & Prior) - Basic annual L/H statement data and rankings for leading writers in states and lines you select. Data fields include market share, direct premiums written, amount in force, amount issued, overall percent, average policy issued, average policy in force, and single-company rank.
  - Five Year Trend Study - (Life Lines 2022 & Prior) - A by-state, by-line premium-and-loss record of the largest L/H writers (by premium volume). Data fields include market share, direct premiums written and average policy issued, each for the past five years.
  - Eleven Year Trend Study - (Life Lines 2022 & Prior) - A by-state, by-line premium-and-loss record of the largest L/H writers (by premium volume). Data fields include market share, direct premiums written and average policy issued, each for the past eleven years.
  - One Year Premium and Loss Study - (A&H Lines 2022 & Prior) - Basic annual L/H statement data, plus ratios and rankings for leading writers in states and lines you select. Data fields include market share, direct premiums written, direct premiums earned, dividends to policyholders, direct losses paid, direct losses incurred, paid loss ratio, incurred loss ratio, adjusted loss ratio, and single-company rank.
  - Five Year Trend Study - (A&H Lines 2022 & Prior) - A by-state, by-line premium-and-loss record of the largest L/H writers (by premium volume). Data fields include market share, direct premiums written and adjusted loss ratio, each for the past five years.
  - Eleven Year Trend Study - (A&H Lines 2022 & Prior) - A by-state, by-line premium-and-loss record of the largest L/H writers (by premium volume). Data fields include market share, direct premiums written and adjusted loss ratio, each for the past eleven years.
  Select your report options.
  1. Step 1: Select Report Variables.
    1. Select the Year from the Data Year drop-down list. One Year reports offer eleven individual years of historical data.
    2. Select AMB Financial Groups and Unaffiliated Singles or Affiliated and Unaffiliated Singles from the Company Types drop-down list.
    - AMB Financial Groups and Unaffiliated Singles - The report will contain groups with which member company data is consolidated by A.M. Best Company using standard interownership eliminations and companies that operate independently of other companies.
    - Affiliated and Unaffiliated Singles - The report will contain companies that are part of a larger group of insurance companies and companies that operate independently of other companies.
    1. Select the amount of companies to view in the report from the Number of Companies drop-down list. Companies can be viewed in increments of 5 up to 200, 500 or All companies.
    2. Optional: Select the Include Industry Totals checkbox to add this option to the report.
  1. Step 2: Select a report from the Reports section.
  2. Step 3: Select the states and/or territories from the States/Territories section.
  3. Step 4: Select the lines from the Line of Business section.
  4. Click Create Report. The report is limited to 100 worksheets.
    See Report Processing and Rendering for additional information.
- Best's Market Expense ReportsBest's Market Expense Reports
  View the leading US companies writing business in the lines of your choice. View current conditions and long-term trends set by industry leaders, and see how your company's experience compares.
  - By Line Underwriting Experience - Underwriting annual P/C statement data from pages 4 and 5 of the NAIC Insurance Expense Exhibit (IEE) supplement, plus ratios for leading writers in lines you select, sorted by net premiums written. Data fields include market code, net premiums written, net premiums earned, losses incurred, adjustments and other expenses incurred, loss adjustment expenses incurred, commission and brokerage expenses incurred, net taxes, licenses and fees incurred, other acquisition, supervision and collection expenses incurred, net general expenses incurred, net other income less other expenses, total underwriting expenses incurred to NPW (%), policyholders dividends to NPE (%), combined ratio after dividends (%), Investment gain on funds and other income to NPE (%), and overall operating ratio(%).
  - By Line Pure Loss Experience Study - A comparison of premiums and loss experience by line for leading P/C writers. Data fields include net premiums written and net incurred losses to NPE ratio for the past five years.
  Select your report options.
  1. Step 1: Select Report Variables.
    1. Select the Year from the Data Year drop-down list. One Year reports offer eleven individual years of historical data.
    2. Select AMB Financial Groups and Unaffiliated Singles or Affiliated and Unaffiliated Singles from the Company Types drop-down list.
    - AMB Financial Groups and Unaffiliated Singles - The report will contain groups with which member company data is consolidated by A.M. Best Company using standard interownership eliminations and companies that operate independently of other companies.
    - Affiliated and Unaffiliated Singles - The report will contain companies that are part of a larger group of insurance companies and companies that operate independently of other companies.
    1. Select the amount of companies to view in the report from the Number of Companies drop-down list. Companies can be viewed in increments of 5 up to 200, 500 or All companies.
    2. Optional: Select the Include Industry Totals checkbox to add this option to the report.
  1. Step 2: Select a report from the Reports section.
  2. Step 3: Select the states and/or territories from the States/Territories section.
  3. Step 4: Select the lines from the Line of Business section.
  4. Click Create Report. The report is limited to 100 worksheets.
    See Report Processing and Rendering for additional information.
- Excess and Surplus WritersExcess and Surplus Writers
  The Excess and Surplus Report will allow you to create reports containing data from Best's State/Line (P/C Lines). The population for the reports will be companies that reported they were eligible or approved to write Surplus Lines on Schedule T for the state(s) selected. You can create up to 200 reports at one time.
  1. Select the following for your report:
    1. Years (beginning with 2008)
    2. Field
    3. States
    4. Lines of Business
  2. Select the desired Report Options:
  3. - Report Type
    - The Details Report provides data for the individual companies licensed to write E&S coverage in the state/line selected. This report can be created in multiple worksheets or as a flat file.
      
      The Total Industry Report aggregates the data for all the E&S companies operating in the selected state. This report provides one worksheet per year/field combination.
    - Report Layout
  1. Click Create Report.
    See Report Processing and Rendering for additional information.
- Best's RankingsBest's Rankings
  Provides a unique insight into BestLink data. The report includes ranking data on several key metrics; however, because of the limited amount of data in the report, care should be taken in using it. Access to Best's Rankings is subscription based.
  - View a Best's Rankings Report:
    1. Click the desired Ranking report from the list.
      A PDF report opens for viewing, printing, or saving.
- Aggregates & AveragesAggregates & Averages
  View current and historical consolidated data in key areas of insurer performance for comparison to the experience of its particular industry. Best's Aggregates and Averages are available with a subscription for the Property/Casualty or Life/Health Aggregates & Averages - Online edition.
  - View Best's Aggregates and Averages:
    1. Select the desired edition to access Best's Aggregates & Averages - Online.
      This option opens the online site available to Aggregates & Averages - Online subscribers.