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AM Best: US P/C Downgrades Outpace Upgrades; US L/H Upgrades Outpace Downgrades

AM Best Industry Analyst Helen Andersen discusses new Best's Special Reports that find the rise in 2023 P/C downgrades was primarily due to the personal lines segment while affirmations represent about 80% of life/health rating activity.

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  • AM Best: US P/C Downgrades Outpace Upgrades; US L/H Upgrades Outpace Downgrades

  • AM Best: Weather, Reinsurance Drive P/C Market Segment

  • AM Best: Farm Bureau Insurers Are Navigating Underwriting Challenges

  • AM Best: P/C Insurers Cut Expenses in the Wake of Deteriorating Personal Lines Results

  • AM Best: Nonstandard Auto Insurers Aim for Improved Underwriting Results

  • AM Best: US Personal Auto Results Worsen as Claims Severity Rises

  • Why AM Best Has a Stable Market Segment Outlook for US Commercial Lines

  • Why AM Best Is Maintaining a Negative Market Segment Outlook for US Personal Lines

  • AM Best: Pre-Pandemic Woes Return to Commercial Auto

  • AM Best: Outlook on US Homeowners Market Revised to Negative

  • AM Best: Secondary Perils, Inflation Underlie Mutuals’ Volatile Operating Results

  • AM Best: Workers' Compensation Remains a Profit Engine for P/C Industry

  • AM Best: Rating Trends Reports Released for Property/Casualty, Life/Health Industries

  • AM Best: US P/C Industry Shows Considerable Resilience Despite Continuing Challenges

  • AM Best: Hard Market Gives Way to Changing Dynamics for D&O Insurers

  • AM Best: Louisiana's Proposed Property Market Fix Is a Stopgap Given the Underlying Reinsurance Issues

  • AM Best: Inflationary Pressures, Elevated Loss Severity Weaken Nonstandard Auto Performance

  • AM Best: Underwriting Expenses Remain Stable

  • AM Best: Numerous Pressures Create Tough Terrain for Personal Auto Insurers

  • Why AM Best Has a Negative Market Segment Outlook for US Personal Lines

  • Why AM Best Has a Stable Market Segment Outlook for US Commercial Lines

  • AM Best: Lessons Learned From Super Storm Sandy

  • AM Best: Homeowners Line Is Well Capitalized, but Weather Events Pose Significant Uncertainty

  • AM Best: Hurricane Ian Expected to Test Florida's New State-Run Reinsurance Program

  • AM Best: Surplus Lines Segment Saw Record-High Direct Premiums Written in 2021

  • AM Best: Canada Insurance Market Saw Favorable Results in 2021

  • AM Best: Elevated Loss, Litigation Challenge Florida Property Insurers

  • AM Best's Blades: Proliferation of SPACs May Slow in 2022

  • AM Best's Graham: Cyber Insurance Market Is Growing Quickly

  • AM Best: D&O Insurance Market Expects Continuing Headwinds Into 2022

  • AM Best: Increased Challenges Dampened Profitability In 2021, but not Growth for US Property/Casualty Sector

  • AM Best’s Manyem: Top Concerns for 2022 Include Lingering Pandemic Effects, Cyber, Supply Chain Disruption

  • AM Best: Secondary Perils Account for Large Share of Catastrophe Losses

  • Why AM Best Has a Stable Market Segment Outlook for US Personal Lines

  • Why AM Best Raised Its Market Segment Outlook for US Commercial Lines

  • AM Best: Improved Results Remains a Waiting Game for Commercial Auto Insurers

  • AM Best: Complete Return to Normalcy Evades Personal Auto Insurance Segment in 2021

  • AM Best: Premium Growth Expected to Continue for Nonstandard Auto Insurance Market

  • AM Best: Expanding Opportunities Boost Surplus Lines Growth

  • AM Best: Litigation Drives Up Carriers’ Defense and Cost Containment (DCC) Expenses

  • AM Best: Even Without Hurricanes, Florida Insurers Face Hurdles

  • AM Best: Insurers Reassessing Cyber Risk Due to Ransomware, Aggregation Risks

  • AM Best: Cannabis Insurance Market Poised for Growth

  • AM Best: D&O Writers Struggling After a Decade of Inadequate Rates

  • AM Best: Inland Marine Among Hardest Hit Lines in Quarantine

  • AM Best: US Commercial Lines Outlook Remains Negative

  • AM Best: US Personal Lines Outlook Remains Stable

  • AM Best: Market Dislocation Drives Growth for US Surplus Lines

  • AM Best Analysts: Pandemic Deals a Wild Card to US Personal Auto Insurers

  • AM Best: Commercial Auto Endures Worst Results in 10 Years

  • AM Best: Workers' Comp Writers Brace for COVID-19 Hit

  • AM Best: D&O Insurance Facing Seismic Shift

  • AM Best: Bail Bond Market Grows Despite Legislative Headwinds

  • AM Best: BI Insurers Face 'Existential Threat' if Forced to Cover COVID-19

  • AM Best: Event Cancellation Insurers May Exclude Future Pandemics

  • AM Best: Social Inflation May Impact Pandemic BI Claims

  • AM Best: Company Closely Watching Reserve Charges

  • AM Best: D&O Writers Race to Catch Up With Fast-Changing Market

  • AM Best's Blades: Surplus Lines Growth Outpaces Commercial Sector

  • AM Best's Zonenberg: Rated Companies Prepared for Possible TRIPRA Interruption

  • AM Best's Mosher: New Technologies Driving Insurers to Innovate

  • AM Best's Baurkot: Analytics, Underwriting Keys to Stable Outlook for US Personal Lines

  • AM Best's Marshall: Pricing, Market Discipline Support Stable Outlook for US Commercial

  • AM Best Analyst: P/C Industry Funded 90% of $146 Billion in A&E Exposures

  • AM Best Analysts: US Disability Writers, Consumers Will Benefit From Easier Enrollment

  • AM Best's Zonenberg: Rated Companies Should Prep for Possible TRIPRA Shutdown

  • AM Best Analysts: ID Theft Insurance Evolving

  • AM Best's Blades: US Inland Marine Sector Shows Exceptional Stability

  • AM Best Analysts: New Court Venues, Litigation Funding, #MeToo Impacting D&O

  • AM Best's Keen-Tomlinson: Motor Insurance, Geopolitical Risks Creating Turbulent Turkish Market

  • AM Best Outlook: Title Insurance Stable, But Potential Challenges Include Sluggish Economy

  • AM Best's Andre: Insurance Innovation Is a Long-Term, Wide-Ranging Challenge

  • AM Best's Langowski: Despite Storms, Outlook for German Nonlife Sector Is Stable

  • AM Best's Baurkot: Analytics, Underwriting Keys to Stable Outlook for US Personal Lines

  • AM Best's Marshall: Pricing, Market Discipline Support Stable Outlook for US Commercial

  • AM Best's Dunckley: Outlook for Italian Nonlife Sector Remains Stable

  • AM Best's Botelho-Young: Spanish Nonlife Insurance Market Sustains Stable Outlook

  • AM Best Analysts: NY's Child Victims Act Will Impact Insurers' Reserves

  • AM Best's Blades: Surplus Lines Growth Outpaces Commercial Sector

  • AM Best Analysts: Broader Economy, Repair Costs Influence Personal Auto Sector

  • AM Best's Blades: Commercial Auto Writers Hampered by Medical Costs, Loss Trends

  • AM Best: U.S. P/C Insurers' NPW Grew an Estimated 9% in 2018

  • AM Best Analysts: Employment Growth Boosts US Workers' Comp Sector

  • AM Best Analysts: US Nonstandard Auto Insurers See Improved Results, Face Obstacles

  • AM Best's Andre: Benchmarking Shows Many P/C Insurers Remain Well Capitalized

  • A.M. Best's Williams: Auto Results, Cats Support Stable Outlook for US P/C Personal Lines

  • A.M. Best's Lagomarsino: Auto Trends, Data Tools Support Stable Outlook for P/C Commercial

  • AM Best Analysts: Wildfires Likely to Shake Up California's Homeowner's Market

  • A.M. Best on P/C Innovation: It's a Connected, Data-Driven Future

  • A.M. Best Analysts: U.S. Surplus Lines Sector Weathers a Challenging Year

  • A.M. Best Analysts: Hawaii Dodged Hurricane, Still Exposed to Flooding

  • A.M. Best Analysts: Changes in Terror Tactics Force Insurers to Adapt

  • A.M. Best Analysts: Homeowners Carriers Weather Storms, Trim Expenses, Specialize

  • A.M. Best's Carter: Rated MENA Insurers Explore New Sectors, Distribution

  • A.M. Best's Mistry: Beyond Oil and Political Issues, MENA Insurers See Upside

  • A.M. Best's Botelho: Stronger Economy Drives Stable Outlook for Spanish Nonlife Market

  • A.M. Best's Thomas: Brexit, Other Issues Affect UK Nonlife Insurance Market Outlook

  • A.M. Best's Langowski: Digital Tech Taking Hold In German Nonlife Market

  • Alvise Argenton, A.M. Best: Assicuratori Italiani all'Avanguardia nell'Utilizzo della Telematica nel Ramo Auto

  • A.M. Best: French Nonlife Insurers See Improving Rates