AM BEST'S MONTHLY INSURANCE MAGAZINE
CIVIL UNREST
Who Was Prepared for This?
With civil unrest on the rise globally, insurers are rethinking how they underwrite risks of riots and civil commotion and looking closely at aggregation risk. Record losses this year in the U.S. and last year in Chile illustrate the growing severity of events.
- Kate Smith
- November 2020
WORKERS' COMPENSATION
On the Front Line
Presumption rules for essential workers and front-line employees with COVID-19 in some states shift the burden of proof to employers, but are they also driving up workers’ compensation claims and costs?
- Lori Chordas
- November 2020
LIFE INSURANCE
To Buy or to Sell?
Mergers and acquisitions pick back up in a life insurance space that saw the beginning of 2020 marked by the uncertainty of the COVID-19 economic shock.
- Terrence Dopp
- November 2020
AT LARGE
Compare and Contrast
While similar in impact, COVID-19 and 9/11 differ significantly in terms of losses and reserve deficiency.
- Stephen Catlin
- November 2020
PROPERTY/CASUALTY RESERVES
Effective Governance
Property/casualty reserving is one of the top considerations for boards and audit committees, but often technical complexity prevents enough depth of understanding and inhibits effective oversight. Senior and seasoned reserving professionals offer a “how-to guide” for directors.
- Brian Z. Brown, Michael D. Price, Patricia A. Teufel and Steve Wilson
- November 2020
INSURTECHS
Mixed Results
Health insurtechs posted varied outcomes in the first half amid rising premiums and fundraising.
- David Pilla
- November 2020
THE LAST WORD
All in the Family
Pet insurance observers say able ‘parents’ drive five-year, annual 22.1% growth rate.
- Renée Kiriluk-Hill
- November 2020
FROM THE EDITOR'S DESK
Season of Discontent
Riots that erupted across the country after the death of George Floyd raise new questions and concerns for underwriters. Best’s Review also looks at workers’ comp presumption rules and coverage for COVID claims.
- Patricia Vowinkel
- November 2020
NEXT WAVE
Rooting Out Inequities
Taking a stand on social issues and removing bias from processes will help insurers attract young talent.
- Carly Burnham
- November 2020
WHAT AM BEST SAYS
A Crop of Problems
AM Best: Storms, floods, fires drive up losses for U.S. crop insurers.
- John Weber
- November 2020
BOOKS
Coping With Disruption
In their new paperback edition of Mastering Catastrophic Risk; How Companies Are Coping With Disruption, the authors suggest several courses of action for decision-makers as they face the current pandemic.
- November 2020
EXECUTIVE CHANGES
Megan Thomas Is New CEO of Hamilton Re
Bermuda Monetary Authority names director, Marsh executive named president of Guy Carpenter, and Lockton names chief financial officer and chief people officer.
- November 2020
BEST'S RANKINGS
Top 50 Workers' Compensation Insurers
Ranked by 2019 direct premiums written.
- November 2020
BEST'S RANKINGS
U.S. Property/Casualty - 2019 Asset Distribution
Ranked by 2019 total admitted assets.
- November 2020
INSURANCE MARKETING
Teaming Up
The Aflac Duck teams up with a legendary football coach to help Americans facing out-of-pocket medical bills, and Progressive rides into a new national motorcycle racing championship sponsorship.
- Lori Chordas
- November 2020
TECHNOLOGY
Security Blanket
Defending technology systems against cyberattacks requires comprehensive risk management and insurance coverage.
- Mike Convertino and John Soughan
- November 2020
TECHNOLOGY
Mission Critical
The structured settlement industry is ripe for digital disruption.
- Pat Saporito and John Rafferty
- November 2020
IN THE NEWS
IUA: Brexit Bites Into London Market Premium Income
Reorganization and the impending loss of financial services passporting rules has meant that a large amount of business written in Europe is no longer overseen and managed in London.
- David Pilla
- November 2020
IN THE NEWS
Report, Survey Lay Out Impact Of COVID-19’s Disruptions
The World Economic Forum’s survey and Lloyd’s report focus on global systemic risk concerns.
- David Pilla
- November 2020
IN THE NEWS
Regulatory Update
NY acts on life insurance denials over Naloxone; Texas Insurance Department approves stamping fee reduction and SC governor signs flood law.
- November 2020
AM BEST TV & AUDIO
Captives Continue to Draw More New Business
A hardening market is driving an increased interest in captives, reinsurance deals are becoming harder to complete, and enrollment growth is driving U.S. Medicare Advantage earnings. AMBestTV and AMBestAudio report on stories from a number of sectors within the insurance industry.
- November 2020
AM BEST RESEARCH & COMMENTARY
COVID-19 Exposed Insurers’ ERM Shortcomings
AM Best also comments on the UK High Court’s ruling in the Financial Conduct Authority’s test case on business interruption insurance.
- November 2020
CORPORATE CHANGES
State Actions, Name Changes, New Companies, Acquisitions and Ownership Changes
Time, Empire and Spinnaker insurance companies are among the life/health and property/casualty insurers in the United States that have had a merger, a change in name or another corporate change.
- November 2020
AM BEST WEBINARS
Rising Cost of Claims, Catastrophe Modeling, Pandemic and the P/C Market
Experts examine social inflation and the types of claims affected, the impact of COVID-19 on the U.S. P/C market, AM Best’s COVID-19 stress test and technical advances of U.S. peril models.
- November 2020
Most Read
| Independent Streak |
| Top Auto Writers |
| Lands of Opportunity |
| Who Was Prepared for This? |
| On the Front Line |
Most read based on past 60 days.
Best's Calendar
The Question
2020 has been an eventful year for the insurance industry. What are some of the lessons learned?
Email your answer to bestreviewcomment@ambest.com.
See the latest reader responses.
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