The New Capital

The New Capital An influx of third-party investors in the forms of hedge funds, private equity firms and pension funds is altering the insurance and reinsurance markets. By Angelo John Lewis. Cover Feature. Page 13.

Hazardous Conditions Aging and obesity are impacting the U.S. workers' comp industry. By Kate Smith. Property/ Casualty. Page 18.

Hazardous Conditions Sidebar: On the Mend By Kate Smith. Property/ Casualty. Page 22.

A Favorable Market Nonprofits are trying to rebound from the recent recession and getting necessary coverages, thus opening up opportunities for producers. By Lori Chordas. Agent/Broker. Page 24.

A Favorable Market Sidebar: Limiting Liabilities By Lori Chordas. Agent/Broker. Page 25.

Alternative Thinking Nontraditional capital is subtly influencing Latin America's reinsurance markets. By Kate Smith. Reinsurance/Capital Markets. Page 28.

Power Insurers Top companies shuffle the net premiums written list, while assets ranking stabilized in 2012. By Fran Matso Lysiak. Research. Page 30.

Getting Into the Game Health plans are playing on a new level with gamification technology to educate and motivate consumers to create healthier lifestyles. By Lori Chordas. Technology. Page 36.

Going Global Insurers must solve distribution issues, regulatory uncertainty and the need to target products to specific demographic requirements when entering emerging markets. By Angelo John Lewis. Life. Page 39.

Reaching FULL Potential Nine ways insurers can maximize their analytics' return on investment. By Chris McShea and Keith Toney. Technology. Page 44.

Safe Conduct Social services organizations, nonprofits and schools must get a grip on their abuse and molestation exposures. By Dennis Gorski. Agent/Broker. Page 48.

Safe Conduct Sidebar: Selling Abuse and Molestation Coverage By Dennis Gorski. Agent/Broker. Page 49.

Save TRIPRA? Insight: The program has flaws, but questions remain about the alternatives, too. By Dianne Batistoni. Agent/Broker Selling. Page 50.

Many Moving Parts Today's technology-driven business environment is producing new circumstances for cyber risk. By George Allport. Regulatory/Law. Page 52.

The Front Cover Insight: Risk management is rule one when using facultative reinsurance in emerging markets. By Andrew J. Tobin. Regulatory/Law. Page 55.

Turn That Frown Upside Down Insurers delivering a better customer experience can outperform their competitors. By Erik Sandquist. Agent/Broker. Page 56.

Full House Insight: Homeowners should insure their homes based on the cost to rebuild. By Scott Spencer. Property/Casualty/Risk Management. Page 60.

On the March Insurers brace for increased costs due to returning United States veterans. By James E. Pocius. Property/ Casualty. Page 61.

Home Smart Home Insight: Smart homes create new exposures and more demand for energy. By Jeffrey C. O'Shaughnessy. Property/Casualty Underwriting. Page 64.

A Guide to Analytics Insurers are using predictive and adaptive analytics to boost sales and support marketing stragegies. By Tom King. Technology. Page 65.

Betting Big on Big Data Insight: Carriers are finding that bytes of big data are everywhere. By Robert Lewis. Technology. Page 68.

Building Markets Insurers see China's global construction as a litmus test for a potential professional indemnity market. By Ernesto Calucag. Property/ Casualty. Page 69.

Up in the Air The industry is flying into action to prepare for the anticipated growth of insurance for drones. By Lori Chordas. The Last Word. Page 80.