Love, Labor, Losses : A decade ago, two female prison guards took a unique tack in their lawsuit against the California Department of Corrections. The pair claimed they were ...
Love, Labor, Losses: Fallout Shelters : Some employers have used love contracts to mitigate exposure from any post-breakup fallout. Such agreements strive to underscore the consensual nature of a ...
Agency Valuation and Finance: Inside the Banker's Mind: McDONALD: Bob, let's just return to you for a quick equation here--mediocrity + leverage = disaster. Can you explain this? PETTINICCHI: I'm not trying to ...
Agency Valuation and Finance: The Deal Structure: HAGERTY: Here are things to think about from a deal structure standpoint. The first one you've got to think about is somebody is going to pay you X ...
Agency Valuation and Finance: What's My Agency Worth? : Best's Review magazine hosted an online panel presentation exploring valuations and the mergers and acquisitions market for insurance agencies and ...
Another World: Microfinance plays a vital role in providing financial services to the poor in developing countries. A significant development within microfinance has been ...
Benefit Performance: Earlier this year, Prudential Annuities and Transamerica Life both introduced enhancements to their guaranteed lifetime withdrawal benefits on variable ...
Benefit Performance: Pulling the Plug Overseas: Variable annuity writers are also feeling pressure on their overseas businesses. The Hartford Financial Services Group and Allianz Life have stopped selling ...
Best's Review's Top Global Reinsurance Brokers: Best's Review presents its third annual listing of top global reinsurance brokers with in-depth looks at leading firms' results and strategies. Consolidation ...
Caught On Video : Pervasive government surveillance of the kind portrayed in George Orwell's classic novel, 1984, has not become reality. But while Big Brother isn't watching ...
Compliance Confusion: More than 30 states now require mandatory training for long-term care insurance producers. While each state's requirements are based on the standard model ...
Compliance Confusion: Basic Training: The Deficit Reduction Act of 2005 spells out training requirements in four distinct sections. Section A. To be eligible to sell long-term care insurance in ...
Compliance Confusion: Six Long-Term Care Strategies for Producers: Producers who recognize the business potential long-term care insurance represents need only adopt a careful, methodical approach to working through the ...
Conference Coverage: NAIC 2009 Summer Meeting: The National Association of Insurance Commissioners' natural disaster white paper stops at 15 drafts. At its Summer Meeting in Minneapolis in June, the NAIC ...
Conference Coverage: NCOIL 2009 Summer Meeting: Advocates of state-based insurance regulation are going to have to compromise with federal initiatives to oversee aspects of the insurance industry, a state ...
Digital Exposure: As more companies push business online with the use of blogs, the costly prospect of defending copyright infringement claims and defamation actions is ...
Digital Exposure: Bloggers Learn the Price of Free Speech: Shellee Hale's chat-room criticism of a software company got her mired as a defendant in a potentially precedent-setting court case. Fortunately, Hale has ...
Driving for Dollars: California's proposed pay-as-you-drive insurance regulations are winning industry support as they steer closer to the marketplace. First conceived a year ...
Early to Rise: Late in 2008, the Monetary Authority of Singapore issued regulations permitting the creation and oversight of Special Purpose Reinsurance Vehicles in ...
Everybody's Gone Surfin': The Web is offering a healthy dose of medicine when it comes to helping improve an individual's well-being. Everything--from finding a local doctor and ...
Everybody's Gone Surfin': Aetna: SmartSource Puts Info at Members' Fingertips: In the past, members searching for Aetna programs, services and information sometimes faced the daunting task of weeding through the plans' myriad data. So ...
Everybody's Gone Surfin': WellPoint: Finding Providers on the Go: Health information is going mobile. Nearly 40% of U.S. Internet users now have a Web-enabled phone or handheld device, according to a Pew Internet and ...
Insight: Finding the Sunny Side in a Recession: The Jerome Kern song, Look for the Silver Lining, urges us to "always look for the silver lining, and try to find the sunny side of life." Finding the ...
Insight: Hieroglyphics In the Machine: The discovery of the Rosetta Stone by a team of Napoleon's archeologists in 1799 led to an historical "ah-ha" moment when it was realized that the 196 B.C. ...
Insight: Special-Needs Kids Need Special Plans: When my son was diagnosed at birth with Down syndrome, it became my personal mission to help families financially prepare for the rest of their own lives and ...
Insight: Stop Wildfires with Teamwork: In May, a wildfire broke out in California's Santa Barbara County and quickly spread to more than 200 acres, overwhelming local firefighting resources. As ...
Insight: The Green Horizon: The renewable energy market is poised for significant growth in the coming decades, fueled by the federal stimulus package, state mandates and goals for ...
Insight: The Right Prescription: Today's political and economic landscape is placing demands squarely on the shoulders of health care organizations to quickly answer the call and achieve the ...
Insight: When to Hit 'Reset' On Social Security : As Americans reach the age where they can receive Social Security benefits, they have an important decision to make: What is the best age to start taking ...
Issues & Answers: Captive Domiciles and Services: By-the-Numbers Help In Choosing a Domicile By analyzing all the options, Milliman paves way to helping clients develop a successful captive ...
Last Word: Slip Sliding Away: Denizens of the nightclub scene at the New Jersey shore may be outraged that a local bar has banned its patrons from wearing flip-flops, but insurance ...
Motivating Factors: More health plans and employers are using incentives to engage employees and members in healthy behavior. That's important. About half of all U.S. adults ...
On the Go: Advertising on-the-go is no longer a pipe dream. More and more companies are advertising and marketing via mobile devices, such as BlackBerry phones or Apple ...
Sea Change: When the world's top reinsurers and their clients gather for renewal discussions at Les Rendez-Vous de Septembre in Monte Carlo this year, they will be ...
Taking No Chances: Regardless of the industry, the allocation of risk for post-closing contingencies or unknown liabilities is one of the most heavily negotiated issues in ...
Wild Things: As an excess and surplus lines agent who specializes in unusual risks, including exotic animals, Mitchel Kalmanson knows that wild animals can never really ...
