A Best’s Credit Rating (BCR) is a forward-looking, independent, and objective opinion regarding an insurer's, issuer's, or financial obligation's relative creditworthiness. The opinion represents a comprehensive analysis consisting of a quantitative and qualitative evaluation of balance sheet strength, operating performance, and business profile or, where appropriate, the specific nature and details of a security.
The AM Best rating process involves ongoing interaction with AM Best analysts and the rated entity, issuer or sponsor through Rating Meetings, which include discussions about the quantitative and qualitative information and data required for the rating process. For more information on Rating Meetings, please visit: Preparing for a Rating Meeting.
For more information on AM Best’s non-rating opinions, please visit the links below on the Rating Assessment Service, Rating Evaluation Service and Preliminary Credit Assessment.
To begin the rating services process or obtain additional information, please use the following contact list based on region and "industry type."