AM Best Senior Director Sally Rosen responds to UnitedHealth Group and Humana’s statements indicating that they are seeing changes in utilization trends.
June 16, 2023
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AM Best: Gradual Increase in Insurers' Private Equity Investments in 2023
AM Best's Holzberger and Diodato: Insurers Respond to Rising Cat Losses With De-Risking, Rate
AM Best's O'Larte: Weather Events and Inflation Squeeze Profits for Small, Regional Mutuals
AM Best's Carter: Insurance Industry Well Positioned, but Clouds Loom
AM Best: US Property/Casualty Mutuals Resilient Despite Persistent Volatility
AM Best: IFRS 17 — Economic View Adds Complexity to Reinsurers’ Financial Statements
AM Best: Workers' Compensation Winning Streak Continues
AM Best: World's 50 Largest Insurers
AM Best: Reinsurers Meet Cost of Capital for First Time in Four Years
AM Best: Strong Annuity Growth Continues Shift to Bermuda Reinsurers
AM Best: Reinsurers Operating in Latin America Benefit From Region’s GDP Growth
AM Best: Las Reaseguradoras que Operan en Latinoamérica se Benefician del Crecimiento del PIB de la Región
AM Best: Asia-Pacific Reinsurers Achieve Strong Results in Improved Investment Environment
AM Best TV Panel at VCIA: Rated Captives Outperform Commercial Carriers in Underwriting
AM Best: Life/Annuity Reinsurers Face Growing Competition as Conditions Improve
AM Best: Dedicated Reinsurance Capital Thrives in Hard Market
AM Best: Changing Trends Continue to Push Demand for Health Reinsurance
AM Best: US Fraternal Growth Supported by Annuity Sales
AM Best: Strong Technical Profits Bolster Momentum for Global Reinsurers
AM Best: Growing Captive Insurance Market Highlights Risk Management Expertise
AM Best: Asset Manager Relationships Lead Insurers' Shift to Private Credit
AM Best: US Crop Insurance Struggles Continue Due to Drought, Commodity Price Volatility
AM Best: Migration to Cat-Prone Areas Adds to Insurers’ Performance Volatility
AM Best: The 2023 Reinsurer Class – The Class That Never Was
AM Best: US D&O Pricing Softens as Premiums Continue to Decline
AM Best: Stable Outlook Assigned for Global Cyber Insurance Segment
AM Best: La Perspectiva del Sector Asegurador de México se mantiene estable
AM Best: Mexico's Insurance Segment Outlook Remains Stable
AM Best: Global Reinsurance Segment Revised to Positive
AM Best: ILS Capacity Reached $100 Billion at 1Q Beginning
AM Best: Florida Property Insurance Market Improves; Reinsurance Dependency Remains High
AM Best: Annuity Premiums Soar; Surrender Protection Strengthens
Major US Insurance Segments See Strong 2023 Investment Results
AM Best: Social Inflation Remains A Thorn in the Side of Casualty Insurers
AM Best: Highly Innovative Personal Auto Carriers Have a Significant Competitive Edge
AM Best: Heightened Risk Landscape Creates New Challenges for Reserve Management
AM Best's Blades: Pricing Competition, Lower Demand Lead to Decreased Industry Premium
AM Best: Eurozone Inflation on Track Despite Inflationary Impact of Houthi Disruption
AM Best: US P/C Downgrades Outpace Upgrades; US L/H Upgrades Outpace Downgrades
AM Best: US Life/Annuity Insurers Stay the Course Amid 2024 Uncertainty
AM Best: Narrowing Margins in Medicare Advantage
AM Best: Weather, Reinsurance Drive P/C Market Segment
AM Best: US Health Insurers Expected to Remain Resilient Amid Challenges in 2024
AM Best: More Life/Health Insurers Are Outsourcing Investment Management
AM Best: US Economy's Soft-Landing May Experience a Bumpy Road
AM Best: Farm Bureau Insurers Are Navigating Underwriting Challenges
AM Best: IFRS 17 Frequently Asked Questions
AM Best: P/C Insurers Cut Expenses in the Wake of Deteriorating Personal Lines Results
AM Best: US Individual Life Payout Ratios Down
AM Best: Revised Best’s Credit Rating Methodology and Available Capital and Insurance Holding Company Analysis Released
AM Best: Annuity Surrenders Up Through 3Q23, Edging Out Premium Growth
AM Best Director: As 2023 Proved to Be a Year of ‘Resilience’ Economically, 2024 Is Poised to Be a Year of 'Divergence'
AM Best: Transition, Hard Market Steer Focus to Capital Management
AM Best: Methodology Enhancements Cover Holding Companies, Regulation, Capital Management
AM Best: Global Insurance Market Has Shifted, Faces Multiple Economic and Systemic Risks
AM Best: Stress Testing Can Improve Insurers' Responses to New and Emerging Risks
AM Best: Despite Inflation, EMEA Insurers' Market Results Have Been Stable Overall
AM Best: Hard Market Not Caused by a Cat Event, but by Disciplined Market Participants
AM Best: A&E Reserves Decline Along With Incurred Losses
AM Best: Nonstandard Auto Insurers Aim for Improved Underwriting Results
AM Best: US Personal Auto Results Worsen as Claims Severity Rises
AM Best: Private Equity, Investment Managers Continue to Enter Life and Annuity Market
Why AM Best Has a Stable Market Segment Outlook for US Commercial Lines
Why AM Best Is Maintaining a Negative Market Segment Outlook for US Personal Lines
Why AM Best Has a Stable Market Segment Outlook for the US Health Industry
Why AM Best Has a Stable Market Segment Outlook for US Life and Annuity
Why AM Best Has a Stable Market Segment Outlook for Global Reinsurance
Why AM Best Has a Positive Market Segment Outlook for DUAE Market
AM Best: Insurers Adopting IFRS 17 Will See Changes
AM Best: Recent Layoffs by Insurers Alone Do Not Signal Ratings Pressure
AM Best: Book Value of Insurers’ Hedge Fund Investments Declines
AM Best: DUAEs Are Playing Larger Roles in the Insurance Industry
AM Best: US Medical Professional Liability Market Segment Upgraded
AM Best: Hurricane Otis Could Pressure Mexican Insurers’ Credit Profiles
AM Best: Federal Home Loan Bank Life/Annuity Members Capitalize on Rates
AM Best: Rating Trends Reports Released for Property/Casualty, Life/Health Industries
AM Best: Growth in Insurers' Private Equity Investment Slowed Significantly in 2022
AM Best: Pre-Pandemic Woes Return to Commercial Auto
AM Best: Positive Results Expected for Canada’s Insurance Market in 2023
AM Best: Latin America Markets Are Navigating 'Economic Weather'
AM Best: Outlook on US Homeowners Market Revised to Negative
AM Best: Secondary Perils, Inflation Underlie Mutuals’ Volatile Operating Results
AM Best: Operating Performance, Retro Cost Drive Asian Reinsurer Strategies
AM Best: Fewer Major Cat Events Limit Claims Activity for Latin America Reinsurers
AM Best: Menos Eventos Catastróficos Importantes, Limitan la Siniestralidad para las Reaseguradoras Latinoamericanas
AM Best: Interconnected Themes Will Dominate Discussions at Rendez-Vous
AM Best: Life/Annuity Reinsurers Remain Prepared for Growth
AM Best: Florida Losses From Hurricane Idalia Unlikely To Match Hurricane Ian’s
AM Best: Market Fundamentals Drive Growing Demand for Health Reinsurance
AM Best: US-Bermuda Reinsurers’ Technical Results Improve Amid Investment Losses
AM Best: Meeting Cost of Capital Will Challenge Some Reinsurers
AM Best: Dedicated Reinsurance Capital Fluctuates Amid Volatile Market Dynamics
AM Best: Munich Re Remains Atop Largest Reinsurer Rankings
AM Best: Peru Insurance Industry Outlook Revised to Stable
AM Best: Perspectiva de Mercado de Seguros de Perú Revisada a Estable.
AM Best: Global Reinsurers Face Uncertainty Even as Conditions Improve
AM Best: US Crop Premiums Reach New Highs, but Drought Claims Drive Losses
AM Best's Andre: Captives' Strength Is Their First-Hand View of Risk Data
AM Best Captive Insurance Panel: Rated Captives See Strong Performance
AM Best: Feasibility, Utility Sustain Rated Captives' Profitability