Ken Frino, managing director, AM Best, explains why AM Best is maintaining a stable outlook for the U.S. life and annuity industry, and reviews many of the factors that affect financial strength.
Nov. 28, 2022
View the Report
Sign Up for AM Best TV Alerts
US Treasury Estimates Debt Ceiling Could Be Reached Within Weeks
AM Best: Increased Capacity, Declining Demand, Lead to Softer Pricing for US D&O
AM Best: More Self-Insured Plans Drive Stop-Loss Segment Growth
AM Best: Embedded Insurance Gains Profile as Digital Option
AM Best: Insurers Innovate to Varying Degrees
AM Best: Rating Trends Reports Released for Property/Casualty, Life/Health Industries
AM Best: Hot Cyber Market Is Cooling
AM Best: US Life/Annuity Insurers Are Well Positioned for 2023
AM Best: Economy, Infrastructure Buildout Likely to Steer Surety Market
AM Best: US P/C Industry Shows Considerable Resilience Despite Continuing Challenges
AM Best: Comments Requested on Draft Updates for Best’s Credit Rating Methodology and the 'Available Capital and Holding Company Analysis' Criteria Procedure
AM Best: Health Insurers Prepare for Shift Driven by End of Government Mandates
AM Best: Title Insurers Post Solid Results Amid Volatile Landscape
AM Best's Modu: ILS Managers Focusing on Simpler Offerings
AM Best: Comments Requested on Proposed Revisions to ‘AM Best’s Ratings on a National Scale’ Criteria
AM Best: Hard Market Gives Way to Changing Dynamics for D&O Insurers
AM Best: Trade Credit Insurers Are 'in a Good Place'
AM Best: Louisiana's Proposed Property Market Fix Is a Stopgap Given the Underlying Reinsurance Issues
AM Best: Insurers' Structured Securities Continue to Rise
AM Best: Historic California Flooding Highlights Need for Robust Private Flood Market
AM Best: Inflation, Central Bank Policy, Sovereign Weakness Top 2023 Global Economic Concerns
AM Best: Bail Bond Premiums Grow Amid Friction Between Reform Advocates, Opponents
AM Best: Hints of Trouble Resurface for Commercial Auto After Bright 2021
AM Best: NFIP Adrift But Private Flood Insurance Gains Traction
AM Best: Inflationary Pressures, Elevated Loss Severity Weaken Nonstandard Auto Performance
AM Best: Underwriting Expenses Remain Stable
AM Best: Florida Seeks to Repair Its Property Insurance Market
AM Best: Numerous Pressures Create Tough Terrain for Personal Auto Insurers
Why AM Best Has a Negative Market Segment Outlook for US Personal Lines
Why AM Best Has a Stable Market Segment Outlook for US Commercial Lines
Why AM Best Has a Positive Market Segment Outlook for the DUAE Market
Why AM Best Has a Stable Market Segment Outlook for the US Health Industry
Why AM Best Has a Stable Market Segment Outlook for Global Reinsurance
AM Best: Rated Bermuda, Cayman Islands and Barbados Captives Outperforming Commercial Peers
Why AM Best Has a Stable Market Segment Outlook for the US Life and Annuity Industry
AM Best's Carter: Insurance Industry Well-Capitalized But Not Immune From Looming Issues
AM Best: US Sees Conflicting Economic Conditions in Third Quarter
AM Best: Some Rated Captives Are Expanding Coverages
AM Best: Insurance Growth in Some Asia Markets Could Outperform the Economy
AM Best: Inflation in Asia Will Have Greater Impact on Longer-Tailed Lines
AM Best: Lessons Learned From Super Storm Sandy
AM Best: UK Life Insurers' Balance Sheets Resilient Amid Gilt Market Turbulence
AM Best: DUAEs Are Growing, Account for More Premium in Latin America
AM Best: Maturing Asia-Pacific Insurance Markets Offer Growth Potential
AM Best: Las DUAE Están Creciendo y Representan Más Primas en América Latina
AM Best: Sub-Saharan Africa Reinsurers Face Fresh Challenges as Performance Improves
AM Best: Workers' Comp Generates Solid Profits Despite Uncertain Future
AM Best: Homeowners Line Is Well Capitalized, but Weather Events Pose Significant Uncertainty
AM Best: Private Equity Continues to Make Inroads in Life/Annuity Segment
AM Best: Hurricane Ian Expected to Test Florida's New State-Run Reinsurance Program
AM Best’s Thomas: Complexity of Risk Spurs Evolution of Reinsurers’ Analysis, Techniques
AM Best’s Keenan: Insurance Is Unsung Hero, Tames Perils
AM Best’s Carter: Companies Struggling to Handle Inflation
AM Best’s Mosher: DUAEs Present Growth Opportunity for Insurers
AM Best’s Wong-Fupuy: Business Shifting to Casualty Specialty From Cat Risk
AM Best’s Holzberger: Discussions Build Around Property Cat Pullback
AM Best’s Yeo: ‘Big Four' European Reinsurers Paving the Way
AM Best: Surplus Lines Segment Saw Record-High Direct Premiums Written in 2021
AM Best: Canada Insurance Market Saw Favorable Results in 2021
AM Best: L/A, Health Reinsurers Remain Well Capitalized Despite Elevated Mortality Rates
AM Best: Latin America Reinsurers See Limited Claims Activity Amid Inflation
AM Best: Marketing Cost of Capital Challenges Reinsurers Despite Improvements in South Asia
AM Best: Asia-Pacific Reinsurers Delivered Stable Performances Amid Growing Competition and Uncertainty
AM Best: Dedicated Reinsurance Capital Grew Nearly 10% in 2021
AM Best: World's 50 Largest Reinsurers List Reveals Continuity Among Top Three
AM Best: Global Reinsurance Market Seeing More Stable, Improved Results
AM Best: Most MENA Insurance Markets Hold Steady on Growth Despite Pandemic
AM Best's Teclaw: Profitability of Rated Captives Outpaces Commercial Insurance Sector
AM Best's Andre: Well-Run Captives Are Responsive and Effective
AM Best: Hard Market to Be ‘Front and Center’ at Vermont Conference
AM Best: Emerging Market Sovereign Debt, Cost to Finance Debt Increasing Due to Deteriorating Credit Metrics
AM Best: Pandemic Drives Down US Health Earnings
AM Best: Mortality Risk Will Continue to Be Fueled by Pandemic
AM Best: US Life Earnings Declined in 2021 Despite Elusive New Premium Growth
Federal Reserve Issues Largest Rate Hike in Nearly Three Decades
AM Best: Vertical Integration Growth Continues in US Health Care Industry
AM Best: Embedded Insurance Gaining Traction
AM Best: Los Seguros Complementarios Ganan Terreno
AM Best: Pandemic Spurs Innovation Among Caribbean Insurers
AM Best: Hedge Fund Investments by Insurers Seeing Modest Growth
AM Best: Strong Performance, New Investments Drive Private-Equity Growth
AM Best: South Korea Non-Life Insurance Market Maintains Stable Outlook
AM Best: Elevated Loss, Litigation Challenge Florida Property Insurers
AM Best: Negative Outlook Maintained for UK Non-Life Sector
AM Best: Reinsurers Are Likely to Bear the Brunt of 2022 Australia Flood Claims
AM Best's Tran: COVID-19 Claims Pressure Thai Insurers
AM Best: Initial Fears Over Pandemic Impact Have Subsided for the US Life/Annuity Insurance Segment
AM Best: Earnings Among US Health Insurers Remained Favorable in 2021 Despite COVID-19 Uncertainty
AM Best's Blades: Proliferation of SPACs May Slow in 2022
AM Best: D&O Insurance Market Expects Continuing Headwinds Into 2022
AM Best: Increased Challenges Dampened Profitability In 2021, but not Growth for US Property/Casualty Sector
AM Best: Economic Growth Likely to Slow as Government Spending Tightens
AM Best’s Manyem: Top Concerns for 2022 Include Lingering Pandemic Effects, Cyber, Supply Chain Disruption
AM Best: New Performance Assessment Provides Tool for Differentiating Between Delegated Underwriting Authority Enterprises
AM Best Releases Methodology for New Performance Assessment
AM Best: Secondary Perils Account for Large Share of Catastrophe Losses
