A.M. Best's Siddiqui: Qard Hasan Loan System Creates Conflicts for Takaful Insurers

Salman Siddiqui, associate director, analytics, A.M. Best, said Takaful-oriented insurers often rely on an interest-free loan system, known as Qard Hasan, to cover policyholder deficits. Over-reliance on that system can create longer-term issues, Sid

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