Best's Schedule P
(Loss Reserves) - P/C, US

To order by phone:
(908) 439-2200, ext. 5311

Best's Schedule P (Loss Reserves) - Property/Casualty - United States

View underlying statement pages.

Inadequate loss reserves are a leading cause of insurer insolvency. Best's Schedule P delivers the insight you need to plan for the future, providing powerful tools for discerning property/casualty industry norms and trends in this vital area.

  • Study loss and expense reserves, Incurred but Not Reported (IBNR) reserves and loss payments by line of business.
  • Determine the appropriate level of loss reserves for a company.
  • Perform claims and loss analysis.
  • Compare your company's results to those of other companies or the industry.
  • Observe reserving trends over a 10- or 20-year period in the major casualty lines.
  • Assess the impact of a company's reserving practices on its financial strength.
  • Open online statement pages in Excel
  • Enjoy product access through BestLink online, BestLink for Excel and FTP (contact us for FTP details and pricing).

Your purchase includes:

  • Data
    • Eleven years of data for up to 20 accident years for 22 lines of business on a net and gross basis for approximately 3,180 property/casualty companies and groups, from Schedule P, Parts 1 through 7, of the NAIC annual statement
    • NAIC and actuarial formatted triangles
    • Eleven years of "As-Was" data, as it was originally filed by insurance companies
    • A.M. Best-calculated ratios, such as Paid Loss and Allocated Loss Expense; and A.M. Best-calculated percentages, such as Percent Paid to Incurred
    • Accumulated prior-year totals and totals for all years
    • Earned-premium information from Part 6
  • Tools
    • Access to Insureware's ELRF (Extended Link Ratio Family) software preloaded with Best's Schedule P data. The combination of A.M. Best's data with Insureware's specialized software:
      • Provides statistical tools for performing loss reserve analysis at various levels of segmentation
      • Pre-computes a number of triangles and risk metrics such as reserves held, and survival and loss ratios
      • To learn more about how you can benefit from using the product, visit the Insureware website.
  • Reports
    • Standard reports, including Claims Development, PALS (Schedule P Assets Liabilities Surplus) Summary and more
    • Comprehensive 20-year analytical reports
    • Company Profile Page and Loss Reserves Wizard that take you step-by-step through the process of creating reports
  • Company Information
    • Corporate structure and data structure
    • Current and historical Best's Financial Strength Ratings and Best's Issuer Credit Ratings
    • Current and historical Best's Capital Adequacy Ratio (BCAR) scores
    • The past six months of rate, rule and form filings for US companies that have filed P/C policies
    • Best's Corporate Changes & Retirements, going back to 1819
  • Access to:

Important Links

Phone orders: US: (908) 439-2200, ext. 5311; Europe: +44 20 7397 0290