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Best's Schedule P
(Loss Reserves) - Property/Casualty - United States

Inadequate loss reserves are the leading cause of insurer insolvency. Best's Schedule P delivers the insight you need to plan for the future, providing powerful tools for uncovering property/casualty industry norms and trends in this vital area.

Use this product to:

• New: Access the latest financial data using only a web browser with the new BestLink online service
• Study loss and expense reserves, Incurred but Not Reported (IBNR) reserves and loss payments by line of business.
• Determine the appropriate level of loss reserves for your company.
• Perform claims and loss analysis.
• Compare your company's results to those of other companies or the industry.
• Observe reserving trends over a 10-year period in the major casualty lines.
• Assess the impact of a company's reserving practices on its financial strength.
• Integrate the latest financial and rating data directly into your custom research projects using BestLink for Excel, which pulls online data directly into Excel spreadsheets.

Your purchase includes:

• A CD-ROM containing loss reserve data for more than 3,100 property/casualty companies, from Schedule P, parts 1 through 7, of the NAIC annual statement
• New: BestLink, which gives you access to the latest online data and ratings without the need to install any software
• Data for up to 10 accident years and 19 lines of business
• A.M. Best-calculated ratios, such as Paid Loss and Allocated Loss Expense
• A.M. Best-calculated percentages, such as Percent Paid to Incurred
• Accumulated prior-year totals and totals for all years
• Earned-premium information from part 6

• BestLink for Excel, which lets you download the latest online data via Excel

• Easy-to-use software that lets you create reports and export them into Excel
• The latest Best's Credit Ratings online
• Best's Review
• BestAlert Service

Important Links

• View current product enhancements.
• Learn more about BestLink for Excel.
• Watch a video about BestLink for Excel.
• Learn more about our data & request a video.
• View hardware and software requirements.
• New customers: Purchase the 2009 edition and you may be eligible to purchase the 2008 edition at a discount.

Includes BestAlert Service, A.M. Best Company's notification and tracking service. Registered customers have the ability to track and receive notice of selected insurance company rating changes, related news and other company-specific information.

Year First Published: 1991
Published: Second quarter with regular flows throughout the year
Years of Data: The database contains the data filed in the current year by the company for a ten-year schedule.
Entries: Approximately 3,100
Phone orders: (908) 439-2200 ext. 5311 (Corporate Sales)
Multi-seat inquiries, including organization-wide access: (908) 439-2200 ext. 5311 (Corporate Sales)
ISSN: 1520-2704
ISBN: 978-1-934301-38-8

Need additional data? Contact A.M. Best's Custom Data Services team for your special needs. With access to decades of filings, historical rating information and the ability to aggregate financial information by a variety of criteria, a solution is only a phone call away. (908) 439-2200 ext. 5383.

A.M. Best Data: Clean. Complete. Accurate.

1. No data provider can equal the accuracy, scope or value of information from A.M. Best. We collect quarterly and annual statement data from more than 6,000 companies -- Property/Casualty and Life/Health companies, HMOs, alternative market entities and others -- and perform exhaustive tests and cross-checks for accuracy.
2. Historical information is presented in 'as is' format, meaning it reflects today's ownership structures. Each company is identified in a way that allows us to track its development through changes in ownership or structure.
3. Financial information for groups and major industry segments are presented in consolidated format, information that is not available elsewhere.
4. Many of our publications include qualitative analysis of insurance company and industry performance, as well as unique, value-added indicators such as Best's Ratings and Profitability, Leverage and Liquidity ratios.

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(Document updated 12/31/2008)