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Best's Insurance Reports - Online
Property/Casualty, United States & Canada
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BIR PC Company Overview
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BIR PC AMB Credit Report
Access complete
insurer reports online.

A.M. Best's flagship product -- available online via BestLink -- provides in-depth AMB Credit Reports on thousands of U.S. and Canadian property/casualty insurers, reinsurers and groups, plus a database of corporate changes and retired companies since 1819.

Each AMB Credit Report features:

  • Best's Credit Ratings, Financial Size Category and five-year rating history
  • A Rating Rationale that explains the factors considered in assigning the insurer's Best's Credit Rating
  • Key Financial Indicators, including statutory data (U.S.) and performance ratios
  • Business Profile that explains company operations, market presence, ownership characteristics, lines of business and more
  • Examination of risk management practices, including potential catastrophe exposure and investment risk
  • Operating Performance Review of profitability, underwriting experience and investments
  • Balance Sheet Strength analysis, including capital generation, quality of surplus, underwriting leverage, reinsurance, loss reserves, liquidity, cash flow and investments
  • Financial Leverage information about a company's debt leverage measures and ability to meet its obligations
  • Liquidity and cash flow analysis.
  • Management information and company history
  • Financial statement information such as balance sheet, summary of operations and income statement
  • Peer reports, for a quick, meaningful analysis of a company compared to its competitors*
  • Links to regulatory statement pages and detailed financial data from within the reports, to broaden your research and give you a more comprehensive look at the numbers behind a Best's Credit Rating*
  • Streamlined access to supplementary resources through direct links from within related report content
*Feature accessible only to subscribers of both Best's Insurance Reports - Online and Best's Statement File.

Please note: The majority of the AMB Credit Reports for US insurers have been updated with charts, graphs and other features; reports for insurers outside the US will follow.

With a subscription to Best's Insurance Reports through BestLink, you can:
  • Check a company's Best's Credit Rating in real time, find out why a rating was assigned and uncover trends.
  • Learn what makes one company secure and another more vulnerable with our in-depth commentary on operating methods and management philosophy.
  • Use basic or advanced search capabilities to identify companies according to financial, numerical and text fields, create company lists and export data for competitive research and benchmarking analysis.
  • Customize your reports by selecting only the sections most critical to your research, then download them with the AMB Credit Report wizard.
  • Find out who the principal officers are and get complete company name and address information for prospecting purposes.
  • Research changes impacting existing companies, locate surviving insurers for companies that have gone out of business and more, with Best's Corporate Changes and Retirements, which includes information dating back to 1819.
  • NEW: Access recent mergers and acquisitions in the M&A database.
  • View AMB Country Risk Reports for insight into a country's accounting, regulatory and economic issues, and their impact on the insurance industry.
  • See an interactive corporate structure, data structure, financial overview and more for each insurer, along with a detailed company overview.
  • Review up to 25 years of rating history and 10 years of Best's Capital Adequacy Ratio scores.
Your subscription includes:
  • Access to AMB Credit Reports on 4,200 property/casualty insurers
  • Access to the historical AMB Credit Reports dating back to 2001 for any insurers in this edition of Best's Insurance Reports.
  • Best's Corporate Changes and Retirements database
  • Mergers & Acquisitions database
  • AMB Country Risk Reports
  • A two-volume set of the printed version of Best's Insurance Reports - Property/Casualty, U.S. & Canada
  • BestAlert Service company-tracking and notification system
  • Best's Review magazine at all news service levels
  • Best's Insurance News & Analysis, A.M. Best's complete news and research service, at the Full News Service level

Please note: The majority of the AMB Credit Reports for US insurers have been updated; reports for insurers outside the US will follow.

Important Links:
Regular News Service Price: $1,600 (U.S.)
Full News Service Price: $2,400 (U.S.)
Delivery charges: $12.95
Phone orders: (800) 424-2378 (U.S.); +44 (0)20 7397 0290 (Europe)
Multiseat inquiries, including organization-wide access: (908) 439-2200, ext. 5311