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Frequently Asked Questions: Best's Insurance Reports - Life & Non-Life - Non-US
What is Best's Insurance Reports?
How will Best's Insurance Reports help me in assessing companies?
What information does each report in Best's Insurance Reports provide?
When is this product published?
What will the CD-ROM format allow me to do?
How many users can the CD-ROM accommodate?
What does my purchase include?
Why do subscribers to Best's Insurance Reports receive 10 updated online AMB Credit Reports?
Can I purchase additional online AMB Credit Reports individually?
What are Historical AMB Credit Reports?
I would like unlimited access to updated online AMB Credit Reports - Insurance Professional (Unabridged). How do I obtain that?
How do I purchase Best's Insurance Reports?
How much does Best's Insurance Reports - Life & Non-Life - Non-US (Database) cost?
Is product training available?
What is BestAlert Service?
What does the online edition of Best's Insurance Reports provide?
What is Best's Insurance Reports?
Best's Insurance Reports is the most complete source of insurance company operating and performance profiles available. Detailed individual credit reports examine thousands of companies and groups, focusing on analysis and data generated by A.M. Best's team of insurance industry analysts and statistical experts. Best's Insurance Reports also contains overall industry reference information and financial rankings.
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How will Best's Insurance Reports help me in assessing companies?
You'll be able to:
· Evaluate income statements, balance sheets and underwriting experience of primary companies or reinsurers.
· Research a company's operating experience, Best's Rating (or Financial Performance Rating) and trends.
· Investigate the operations and distribution systems of competitors.
· Determine the creditworthiness of insurers (or their corporate structures) associated with securing loans.
· Compare asset allocation, reinsurance arrangements and licensing status among insurance companies.
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What information does each report in Best's Insurance Reports provide?
Each report provides:
· Five years' worth of our exclusive Best's Ratings and current Rating Rationale.
· Best's Financial Size Category designation.
· Best's Profitability, Leverage and Liquidity tests.
· Important financial statement data such as total assets and net premiums written.
· Review of the company's financial performance.
· Company history and management information.
· Full list of states where companies are domiciled or licensed.
· Complete company name and address information.
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When is this product published?
The product is published in the first quarter of the year, with two additional flows.
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What will the CD-ROM format allow me to do?
The CD-ROM format will allow you to quickly locate information, prepare useful reports and identify companies that meet specific criteria. You can search and sort financial and text fields, export data to other packages, customize company lists and link to A.M. Best's Web site for access to the latest Best's Ratings, news and reports.
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How many users can the CD-ROM accommodate?
Our CD-ROM products can be purchased at a variety of levels of user access, all of which require signed license agreements. A sales representative will guide you in evaluating the level of access appropriate for your organization. Choose from:
Single-seat access: The product is installed and authorized for use on one computer.
Multi-seat access: The product is installed on a Local Area Network (LAN), or is available online, for a prescribed number of users.
Unlimited access: The product is installed on a LAN with no limit to the number of network seats per installation. An HTML version of the product also is made available for use on your company's intranet.
Member Center access: This custom arrangement provides access to a variety of A.M. Best products via a Web link on the member company's intranet.
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What does my purchase include?
When you purchase single-seat access to Best's Insurance Reports, in addition to the CD-ROM and six- and nine-month data flows, you'll receive 10 real-time AMB Credit Reports at no extra cost, with a 33% discount on any additional reports. Multi-seat and Unlimited customers receive unlimited access to updated reports.
For 2008, a Regular Service subscription, which includes a year of Best's Review magazine (print and digital), or a Regular - Online subscription, which includes Best's Review (digital only) are both $1,325. A Full Service subscription, which includes Best's Review and BestWeek print/online, is $2,010. Full - Online Service costs $1,910, and subscribers receive the online versions of Best's Review and BestWeek.
Additionally, all subscribers to Best's Insurance Reports receive access to BestAlert Service, an online service that provides real-time notice of rating changes, company report updates and news items affecting the insurers of your choice.
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Why do subscribers to Best's Insurance Reports receive 10 updated online AMB Credit Reports?
Because we wanted to give subscribers the ability to stay current for the most-important companies that they follow. The updated CD-ROMs routinely contain hundreds of updated reports, but sometimes a subscriber needs a report that is current to the minute. We've found that most organizations closely follow a limited number of companies, which is why we offered the additional value. Larger organizations may have more extensive needs, which is why the local-area-network edition of Best's Insurance Report contains no limit on the number of online AMB Credit Reports available.
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Can I purchase additional online AMB Credit Reports individually?
Yes. When you subscribe to Best's Insurance Reports, you are entitled to a 33% discount on the purchase of the AMB Credit Report for any insurer covered in the edition of Best's Insurance Reports you've purchased (the first 10 of course are included at no charge). Local Area Network and Unlimited Access subscribers get complimentary online access to all the latest reports.
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What are Historical AMB Credit Reports?
An archive of Historical AMB Credit Reports dating back to 2001 is available online as part of A.M. Best's line of standard product offerings. The archived reports, previously available only on a custom basis, present A.M. Best's analysis and commentary on property/casualty, life and health insurers at the time of each report's release.
Each historical report costs $50; stand-alone and LAN purchasers of the following A.M. Best products can buy reports for $35 each for the companies listed in the product edition they've purchased: Best's Insurance Reports, Best's Captive Center - Premium Data & Reports, Best's Health Center - Premium Data & Reports, Best's Reinsurance Center - Premium Data & Reports and Best's Statement File - Global. Customers who have Unlimited subscriptions to these products can access archived reports free of charge.
Archived reports can be purchased in print or online. To purchase a printed report, call Customer Service at (908) 439-2200, ext. 5742. Online reports are available through Best's Rating Center, www.ambest.com/ratings, by typing the name of the desired company into the search box, selecting the specific company from the list of search results and choosing "AMB Credit Report - Insurance Professional (Unabridged) Archive" from the Reports and News section. Displayed in HTML format, the reports can be viewed online for 14 days from the date of purchase and printed for personal use.
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I would like unlimited access to updated online AMB Credit Reports - Insurance Professional (Unabridged). How do I obtain that?
Simply upgrade your account to a network license. Standard subscriptions have an annual limit of 10 updated AMB Credit Reports with a 33% discount on additional reports; network accounts have no limit.
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How do I purchase Best's Insurance Reports?
Order online by clicking the order icon at the top of the main product page, or call Customer Service at (908) 439-2200, ext. 5742. If you have any questions, e-mail us at customer_service@ambest.com.
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How much does Best's Insurance Reports - Life & Non-Life - Non-US (Database) cost?
For 2008, a Regular Service subscription, which includes a year of Best's Review magazine (print and digital), or a Regular - Online subscription, which includes Best's Review (digital only) are both $1,325. A Full Service subscription, which includes Best's Review and BestWeek print/online, is $2,010. Full Service - Online costs $1,910, and subscribers receive the online versions of Best's Review and BestWeek. Delivery Charges in the U.S. is $33.95; call Customer Service at (908) 439-2200, ext. 5742, for rates outside the U.S. All prices are in U.S. dollars.To inquire about multi-seat access, please call Corporate Sales at (908) 439-2200, ext. 5311.
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Is product training available?
Yes. A.M. Best offers a variety of training workshops for our online and CD-ROM-based products. You'll become familiar with product features, learn to navigate through the various screens and discover time-saving tips and shortcuts. To register for training or to arrange a session at your site, please call (908) 439-2200, ext. 5115. Or e-mail training@ambest.com.
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What is BestAlert Service?
BestAlert Service is the notification and tracking system offered to customers of select A.M. Best products. Registered customers can track and receive notice of selected insurance companies' rating changes, related news and other company-specific information.
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What does the online edition of Best's Insurance Reports provide?
This resource provides Network and Unlimited subscribers with a variety of tools to locate the latest AMB Credit Reports on insurers provided in the edition(s) registered. The online search feature lets customers locate insurers based on a variety of criteria.
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