What is Best's Health Center - Premium Data & Reports?

What kind of information does Best's Health Center - Premium Data & Reports contain?

How can I use this information?

How do I access Best's Health Center - Premium Data & Reports?

How long does a subscription provide access to reports?

Are there any restrictions on how I can use or distribute the information in Best's Health Center - Premium Data & Reports?

How much does Best's Health Center - Premium Data & Reports cost?

What are Historical AMB Credit Reports?

What payment options are available?

What is Best's Health Center - Premium Data & Reports?

Best's Health Center - Premium Data & Reports is a subscription-based service that provides detailed financial information on more than 1,300 health companies and 130 HMO industry composites. It offers access to AMB Credit Reports - Insurance Professional (Unabridged), Company Profile Reports and Statistical Reports with five years of financial data. Subscribers have access to all reports, which can be viewed, printed or exported for one year from the date of purchase.

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What kind of information does Best's Health Center - Premium Data & Reports contain?

This product lets you look at individual health companies and aggregated totals for the HMO industry. You can see snapshot-style Company Profile Reports and five-year Statistical Reports, as well as complete AMB Credit Reports, which include A.M. Best's full quantitative and qualitative analysis. HMO industry totals are organized and presented categorically by industry, region, state, size, designation and Medicare/Medicaid classification.

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How can I use this information?

This information is useful to insurers, benefits consultants, employee benefits managers and others who need to analyze the financial characteristics of health companies. The information in Best's Health Center - Premium Data & Reports provides you with an independent assessment of a health company's performance, giving you an impartial basis of comparison among providers. For example, if you are a benefits consultant who recommends health care providers to employers, Best's Health Center - Premium Data & Reports will help you identify companies that meet certain criteria and give you trustworthy indicators of their financial stability. You can also use the HMO industry totals to see how an individual company compares to industry norms in key areas.

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How do I access Best's Health Center - Premium Data & Reports?

From the A.M. Best home page, select "Health" from the "Insurance Information Centers" drop-down menu on the right side of the screen, which will take you to Best's Health Center. Once there, click on the box that reads "Health Center - Premium Data & Reports," on the upper left side of the screen. If you have not yet subscribed, you will be taken to a subscription page. If you are already a subscriber, you will be taken directly to the Advanced Search page or, if your session has timed out, to a log-in page to confirm your e-mail address and password. You can also access the product through the Member Center.

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How long does a subscription provide access to reports?

Once you have purchased a subscription, you have access to all reports for one year from the initial date of purchase. During that time, all reports can be viewed, printed or exported into Microsoft Excel, Microsoft Word and Adobe Acrobat.

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Are there any restrictions on how I can use or distribute the information in Best's Health Center - Premium Data & Reports?

Yes. The information is intended for the individual use of the subscriber. You may use the reports in your own individual research, but they may not be reproduced or distributed in any way. You will be asked to sign an online license agreement detailing all the conditions of use at the time of purchase.

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How much does Best's Health Center - Premium Data & Reports cost?

A Regular Service subscription provides one year of access for $795 and includes access to BestAlert Service, A.M. Best's company-tracking service, and a one-year subscription to Best's Review magazine (print and digital).

A Regular - Online Service subscription is also $795 and includes access to BestAlert Service, and a one-year subscription to Best's Review magazine (digital edition only).

A Full - Online Service subscription costs $1,380 and includes one year of access to Best's Health Center - Premium Data & Reports, BestAlert Service and one-year subscriptions to Best's Review (digital edition only) and the online edition of BestWeek, A.M. Best's weekly insurance news resource.

A Full Service subscription costs $1,480 and includes one year of access to Best's Health Center - Premium Data & Reports, BestAlert Service and one-year subscriptions to Best's Review and BestWeek (print/online).

Multi-seat pricing is also available; please call (908) 439-2200, ext. 5311, for details

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What are Historical AMB Credit Reports?

An archive of Historical AMB Credit Reports dating back to 2001 is available online as part of A.M. Best's line of standard product offerings. The archived reports, previously available only on a custom basis, present A.M. Best's analysis and commentary on property/casualty, life and health insurers at the time of each report's release.

Each historical report costs $50; stand-alone and LAN purchasers of the following A.M. Best products can buy reports for $35 each for the companies listed in the product edition they've purchased: Best's Insurance Reports, Best's Captive Center - Premium Data & Reports, Best's Health Center - Premium Data & Reports, Best's Reinsurance Center - Premium Data & Reports and Best's Statement File - Global. Customers who have Unlimited subscriptions to these products can access archived reports free of charge.

Archived reports can be purchased in print or online. To purchase a printed report, call Customer Service at (908) 439-2200, ext. 5742. Online reports are available through Best's Rating Center, www.ambest.com/ratings, by typing the name of the desired company into the search box, selecting the specific company from the list of search results and choosing "AMB Credit Report - Insurance Professional (Unabridged) Archive" from the Reports and News section. Displayed in HTML format, the reports can be viewed online for 14 days from the date of purchase and printed for personal use.