Health Resources
|
A.M. Best provides a variety of content covering the Health insurance industry - including Best's Ratings, AMB Credit Reports - Insurance Professional (Unabridged) and other valuable products and services.
Best's Rating System and Procedures: Our analytical process incorporates a host of quantitative and qualitative measures, including comparisons to peer and industry standards as well as assessments of an insurer's operating plans, philosophy and management. Read about our Life, Health and HMO rating system for more information. |
Also Available!
Health - Premium Data & Reports - Access key financial data on HMOs as well as AMB Credit Reports - Insurance Professional (Unabridged). Find out how. |
Rating Methodology: View our methodologies, which are continually fine-tuned and adapted to reflect ever-changing industry, regulatory and legal developments, as well as changes in underlying business fundamentals.
Data Note: The Health Statutory Statement was established for reporting 2001 year end information. Therefore, data that originated in other types of statements prior to 2001(i.e., HMO, HMDI), is presented on a "best fit" basis. Please keep in mind that the data is not an exact representation of the original source documents.
Health Care Systems - provides online access to company ratings and credit reports, special reports, methodologies and news on the U.S. hospitals and health care systems industry, including provider-owned health plans.
A.M. Best products - The following provide coverage of the Health industry. Visit our Publications and Services site for a complete overview of our entire product line.
- Best's Financial Suite - Health, US - is a database of information collected from insurance companies that filed a Health Statement blank in any year (starting with 2001) and/or an HMDI or HMO statement in 2000. It is comprised of Best's Statement File - Health, US and Best's State/Line - Health, US.
Best's Statement File - Health is not available as a stand-alone product but is included with the purchase of Best's Statement File - Property/Casualty or Life/Health. Best's State/Line - Health, US is included with the purchase of the State/Line - Standard Lines (P/C), Life Lines or Accident & Health Lines databases.
Note: For more information about this product, please call us at (908) 439-2200, ext. 5311.
- Best's Statement File - Life/Health - United States provides the most timely and accurate release of life/health insurers' financial data. Research single companies, groups and industry composites with data from thousands of quarterly and annual statements.
- Best's Statement File Supplement: State/Line (Life Lines) and State/Line (A&H Lines) include up to five years of state-by-state results grouped by line of business for life/health insurance companies operating in the United States. Search by state or other regulatory region, determine market share and examine insurers' performance by line.
Health Insurance & HMOs - Best's Ratings encompass five broad categories of health insurance organizations:
- Commercial Health Insurers: A.M. Best rates virtually every commercial health and dental insurer, including virtually every U.S. commercial health insurance company based in the United States and Puerto Rico.
- Blue Cross & Blue Shield Companies: A.M. Best's ratings on Blue Cross & Blue Shield companies are expanding rapidly. As the Blues increasingly compete head-to-head with commercial companies and HMO's, they increasingly see a Best's Rating as a marketing necessity.
- Health Maintenance Organizations (HMOs): A.M. Best is the most reliable source of comprehensive financial ratings for the HMO industry.
- Delta Dental Organizations: As with other health segments, ratings on Delta Dental Organizations are growing as more realize the value of a Best's Rating.
- Dental HMOs: A.M. Best's growing coverage of dental HMOs continues to expand at a rapid pace.
|