Lehman/A.M. Best 2nd Annual Insurance Conference
List of Speakers


Bermuda-based Ace Ltd. is launching an advertising campaign targeted at chief executive officers
and chief financial officers, according to Donald Kramer, chairman and chief executive officer.

By order of Appearance / Alphabetically

A.M. Best Analyst: Volatile Stock Market Threatens Life Insurers
Michael Albanese, Group Vice President, A.M. Best Co.

Speaker Warns Annuity Lapses Can Hurt Insurers
Jeffrey Oster, President, Client Preservation & Marketing

William Healy, Managing Director, Client Preservation & Marketing

A.M. Best Analyst Says Pain Persists for P/C Insurers
Eric Simpson, A.M. Best Co.

Enterprisewide Risk Determines Capital Needs
Peter Nakada, Vice President Business Development, ERisk

Global Affluent Market Is Driving Axa's Strategy,
Stan Tulin, Chief Financial Officer, AXA Financial

Lloyd's Modernizes Distribution to Restore Underwriting Profitability
Roger Sellek, Commercial Director, Lloyd's

Aflac Sets Sights on Indemnity Dental Market
Daniel P. Amos, Chief Executive Officer, AFLAC Inc

Ace Launches New Ad Campaign
Donald Kramer, Chairman & Chief Executive Officer, ACE Limited

Fresh Off Debt Reduction, Delphi Hopes to Capitalize
Robert Rosenkranz, Chairman & President, Delphi Financial Group, Inc.

Nationwide Financial Gains Speed Through Technology
Mark Phelan, Nationwide Financial Services, Inc.

HCC's Way: Selective Acquisitions Can Strengthen
Stephen Way, Chairman & Chief Executive Officer, HCC Insurance Holdings

Prudential Hones Financial Strength as It Demutualizes
Mark Grier, The Prudential Insurance Company of America

Improved Service, Brand Recognition Are UnumProvident's Priorities
Harold Chandler, Chief Executive Officer, UnumProvident Corp.
Thomas R. Watjen, Executive Vice President, Finance and Risk Management, UnumProvident Corp.

Reinsurance Group CEO: Mergers Boosting Life Reinsurance Business
Greig Woodring, President & Chief Executive Officer, Reinsurance Group of America, Inc.

Jack B. Lay, Executive Vice President & Chief Financial Officer, Reinsurance Group of America, Inc.

Jefferson Pilot Financial Looks to Marketing Strategy to Boost Life Sales
Dennis Glass, Chief Financial Officer, Jefferson Pilot Financial

XL Global Finds Gold in Specialty Lines
Nicholas Brown, President & Chief Executive Officer, XL America

Protective Life CEO: Direct Sales to be Highlight for Company
Drayton Nabers, Jr., Chairman & Chief Executive Officer, Protective Life Corp.

Sammons Prefers Carving Out Niches to Taking on Giants
Mike Masterson, President & Chief Executive Officer, Midland National Life Insurance Co.

StanCorp CEO Predicts Single-Digit Price Hikes in Disability
Ron Timpe, Chairman, President & Chief Executive Officer, StanCorp Financial Group, Inc.

Allstate Financial Says Goal Is to Sell Broad Range of Products
Tom Wilson, Chairman of the Board and President, Allstate Life Insurance Co.

Lincoln Financial CFO Sees Opportunity in Annuities
Lorry Stensrud, Vice President & Chief Executive Officer of Annuities, Lincoln Financial Group

Hartford President Says Technology Will Grow Its Property/Casualty Business,
David Zwiener, Executive Vice President & Chief Financial Officer, Hartford Financial Services Group, Inc.

MetLife Works Toward 15% Earnings Growth
Stewart G. Nagler, Vice Chairman of the Board & Chief Financial Officer, Metropolitan Life Insurance Co.

Allmerica CEO Sets Sights on Company as Key Variable Annuity Player
John F. O'Brien, President & Chief Executive Officer, Allmerica Financial Corp.

CEO Details Conseco Turnaround Plan
Gary Wendt, Chairman & Chief Executive Officer, Conseco, Inc.

By order of Appearance / Alphabetically

A.M. Best Analyst: Volatile Stock Market Threatens Life Insurers
Michael Albanese, Group Vice President, A.M. Best Co.

Aflac Sets Sights on Indemnity Dental Market
Daniel P. Amos, Chief Executive Officer, AFLAC Inc

XL Global Finds Gold in Specialty Lines
Nicholas Brown, President & Chief Executive Officer, XL America

Improved Service, Brand Recognition Are UnumProvident's Priorities
Harold Chandler, Chief Executive Officer, UnumProvident Corp.

Jefferson Pilot Financial Looks to Marketing Strategy to Boost Life Sales
Dennis Glass, Chief Financial Officer, Jefferson Pilot Financial

Prudential Hones Financial Strength as It Demutualizes
Mark Grier, The Prudential Insurance Company of America


Speaker Warns Annuity Lapses Can Hurt Insurers
William Healy, Managing Director, Client Preservation & Marketing

Ace Launches New Ad Campaign
Donald Kramer, Chairman & Chief Executive Officer, ACE Limited

Reinsurance Group CEO: Mergers Boosting Life Reinsurance Business
Jack B. Lay, Executive Vice President & Chief Financial Officer, Reinsurance Group of America, Inc.

Sammons Prefers Carving Out Niches to Taking on Giants
Mike Masterson, President & Chief Executive Officer, Midland National Life Insurance Co.

Protective Life CEO: Direct Sales to be Highlight for Company
Drayton Nabers, Jr., Chairman & Chief Executive Officer, Protective Life Corp.

MetLife Works Toward 15% Earnings Growth
Stewart G. Nagler, Vice Chairman of the Board & Chief Financial Officer, Metropolitan Life Insurance Co.

Enterprisewide Risk Determines Capital Needs
Peter Nakada, Vice President Business Development, ERisk

Allmerica CEO Sets Sights on Company as Key Variable Annuity Player
John F. O'Brien, President & Chief Executive Officer, Allmerica Financial Corp.

Speaker Warns Annuity Lapses Can Hurt Insurers
Jeffrey Oster, President, Client Preservation & Marketing

Nationwide Financial Gains Speed Through Technology
Mark Phelan, Nationwide Financial Services, Inc.

Fresh Off Debt Reduction, Delphi Hopes to Capitalize
Robert Rosenkranz, Chairman & President, Delphi Financial Group, Inc.

Lloyd's Modernizes Distribution to Restore Underwriting Profitability
Roger Sellek, Commercial Director, Lloyd's

A.M. Best Analyst Says Pain Persists for P/C Insurers
Eric Simpson, A.M. Best Co.

Lincoln Financial CFO Sees Opportunity in Annuities
Lorry Stensrud, Vice President & Chief Executive Officer of Annuities, Lincoln Financial Group

StanCorp CEO Predicts Single-Digit Price Hikes in Disability
Ron Timpe, Chairman, President & Chief Executive Officer, StanCorp Financial Group, Inc.

Global Affluent Market Is Driving Axa's Strategy
Stan Tulin, Chief Financial Officer, AXA Financial

Improved Service, Brand Recognition Are UnumProvident's Priorities
Thomas R. Watjen, Executive Vice President, Finance and Risk Management, UnumProvident Corp.

HCC's Way: Selective Acquisitions Can Strengthen
Stephen Way, Chairman & Chief Executive Officer, HCC Insurance Holdings

CEO Details Conseco Turnaround Plan
Gary Wendt, Chairman & Chief Executive Officer, Conseco, Inc.

Allstate Financial Says Goal Is to Sell Broad Range of Products
Tom Wilson, Chairman of the Board and President, Allstate Life Insurance Co.

Reinsurance Group CEO: Mergers Boosting Life Reinsurance Business
Greig Woodring, President & Chief Executive Officer, Reinsurance Group of America, Inc.

Hartford President Says Technology Will Grow Its Property/Casualty Business,
David Zwiener, Executive Vice President & Chief Financial Officer, Hartford Financial Services Group, Inc.

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