Legal and Licensing

A.M. Best provides a number of online references designed to outline the various legal and licensing issues regarding usage of our websites and the content provided therein. Please refer to these documents for the topics listed below.

  • Privacy - Protecting a visitors privacy is important to us. To assure you of our commitment to protecting your privacy, please review our Privacy Policy disclosing the information gathering and dissemination practices for all Web sites owned and operated by A.M. Best Company.
  • Usage - Use of the A.M. Best Web site is subject to our Terms of Use statement. Please review the most current version of this statement and periodically refer to this portion of our site for any changes in this policy.
  • Licensing - While a large portion of our site is accessible to all visitors, others require the purchase of a subscription for access to additional content. These subscriptions require the user to complete a registration form for access, during which time a user may be provided with unique information such as a password or other form of access code.

    Distribution or usage of these codes to access A.M. Best content by persons other than the authorized user is strictly prohibited. A.M. Best also provides site license agreements on a case by case basis for multi-user access to our subscription based content. The limits and other information outlined in these agreements is strictly enforced.
  • Linking, Reprints and Permissions - Permission to use A.M. Best content is granted on a case-by-case basis. Visit our Permissions page to submit a request. Please contact webmaster@ambest.com for questions. Additional information is also located on our Webmaster Support Center.
    • Usage of Best's Credit Ratings - Guide to Proper Use
      Companies assigned a Best's Credit Rating should review our Guide to Proper Use, which outlines the proper use of A.M. Best's proprietary information, such as Best's Credit Ratings, Best's Credit Reports and BestMark. In addition, adherence to strict accuracy in the reporting of A.M. Best's Credit Rating announcements by the media is of importance to the public and A.M. Best. A guide to the proper use of Best's Credit Ratings and A.M. Best's press releases by media properties and third-party aggragators can be found in our General Guide for Media - Proper Use of Best's Credit Ratings and A.M. Best Rating Action Press Releases. All queries regarding the use of proprietary information or to obtain a licensing agreement or a letter of consent should be directed to:

      A.M. Best Rating Services, Inc.
      Office of Intellectual Property
      Ambest Road
      Oldwick, New Jersey 08858
      Phone: (908) 439-2200, ext. 5644 or email james.peavy@ambest.com
  • Trademarks - The rating symbols "A++", "A+", "A", "A-", "B++", and "B+" are registered certification marks of A.M. Best Rating Services, Inc. Best's is a registered trademark of the A.M. Best Company, Inc. Best's Credit Ratings, Best's Financial Strength Ratings, Best's Issue Ratings, and Best's Issuer Credit Ratings are trademarks of A.M. Best Rating Services, Inc.
  • Legal Notices - View applicable notices.

Last Reviewed May 8, 2017

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