COVID-19 Outbreak: AM Best Analysis and Commentary

To address the effects of COVID-19 on the insurance industry, we are developing stress tests to assess the impact of the pandemic and its secondary effects on our rated insurers. We are closely monitoring the financial impact on rated entities and will continue to provide updates on this rapidly changing situation.

Please visit this page regularly for the latest AM Best analysis and commentary.

For specific inquiries, contact our AM Best Rating Services team.

Latest AM Best's COVID-19 Analysis and Commentary

Access the Latest: Best’s Market Segment Outlooks

Best’s Special Report: Stress Testing of AM Best-Rated Insurance Companies Indicates Most Can Withstand Pandemic
MAY 18, 2020

Best’s Commentary: In Pandemic Response, U.S. Property/Casualty Insurers Returned $8.5 Billion in Premiums in First-Half 2020
OCTOBER 20, 2020

Insurance Market Briefing

Best’s Market Segment Report: Southeast Asian Reinsurers Look to Life and Health for Growth
OCTOBER 19, 2020

Medicare

AM Best Webinar: Title Industry Market Performance Review and Outlook
OCTOBER 19, 2020

Medicare

Best’s Special Report: U.S. Health Insurers Post Record Profits in Second-Quarter 2020 Despite Pandemic
OCTOBER 14, 2020

reinsurers

AM Best Webinar: Pandemic Perspectives - Implications for the US P/C Market
OCTOBER 12, 2020

Medicare

Best’s Special Report: COVID-19 Adds to Challenges for Bahrain’s Fragmented Insurance Market
OCTOBER 08, 2020

Medicare

Best’s Commentary: Hurricane Delta Likely to Exacerbate Mexico Insurers’ COVID-19-Disrupted Claims Handling
OCTOBER 07, 2020

Additional AM Best's COVID-19 Analysis and Commentary

Best’s Market Segment Report: Title Insurance Market Perseveres Amid Upheaval and Economic Uncertainty
OCTOBER 06, 2020

Best’s Market Segment Report: Nigeria’s Insurance Market Offers Significant Potential Despite Headwinds
OCTOBER 05, 2020

Press Release: AM Best to Join COVID-19 Litigation Trends Panel at the Re/Insurance Lounge
OCTOBER 01, 2020

Best’s Special Report: U.S. Insurers’ Private Placement Assets Double in Decade, Now Face Pandemic Pressure
SEPTEMBER 30, 2020

Best’s Market Segment Report: MENA Reinsurers Strive to Adapt to Testing Conditions
SEPTEMBER 23, 2020

Best’s Market Segment Report: MENA Reinsurers Strive to Adapt to Testing Conditions
SEPTEMBER 23, 2020

Best’s Special Report: COVID-19 Likely Will Pressure Medicaid Managed Care Revenue Streams
SEPTEMBER 28, 2020

Best’s Special Report: Credit Rating Changes at First-Half 2020 Mixed as U.S. P/C Insurers Manage Challenging Mark
SEPTEMBER 28, 2020

Best’s Special Report: U.S. Life/Health Credit Rating Upgrades Outnumber Downgrades in First-Half 2020
SEPTEMBER 28, 2020

Best’s Market Segment Report: Tough Operating Conditions Present Challenges for Sub-Saharan Reinsurance Markets
SEPTEMBER 25, 2020

Best’s Special Report: COVID-19 Highlights Weaknesses in Insurers’ Enterprise Risk Management
SEPTEMBER 24, 2020

Best’s Market Segment Report: More Hurdles for Crop Insurers in 2020 Following Poor 2019
SEPTEMBER 23, 2020

Best’s Market Segment Report: MENA Reinsurers Strive to Adapt to Testing Conditions
SEPTEMBER 23, 2020

Best’s Market Segment Report: U.S. Mutual Insurance Companies Maintain Premium, Surplus Growth Trends in 2019
SEPTEMBER 21, 2020

Best’s Market Segment Report: Caribbean Property/Casualty Insurers Suffer Double Blow From Rising Reinsurance Rates, COVID-19
SEPTEMBER 18, 2020

Best’s Commentary: UK COVID-19 Business Interruption Court Ruling Brings Greater Clarity but Questions Remain
SEPTEMBER 15, 2020

Best’s Market Segment Report: Expanding Opportunities Bolster U.S. Surplus Lines’ Growth and Operating Results
SEPTEMBER 10, 2020

AM Best Webinar: Canada 2020 Hot Topics Panel Discussion
SEPTEMBER 10, 2020

AM Best's Virtual Insurance Market Briefing: Toronto, Canada
SEPTEMBER 9-10, 2020

Best’s Commentary: Insurance Liability Moves to the Head of the Class as School Year Begins
SEPTEMBER 09, 2020

AM BestTV: Shifting Market Dynamics Help Spark 'Total Return Reinsurers'
SEPTEMBER 09, 2020

Best’s Market Segment Report: COVID-19 Taking Its Toll on Canada’s Economy and Insurance Industry
SEPTEMBER 08, 2020

AM BestTV: Market Dislocation Drives Growth for US Surplus Lines
SEPTEMBER 03, 2020

AM BestTV: Canada P/C Insurers Well Positioned; Life Writers Face Volatility in 2020
SEPTEMBER 02, 2020

Best’s Market Segment Report: Global Reinsurers Maintain Equilibrium Through COVID-19 Turbulence
SEPTEMBER 02, 2020

AM BestTV: Medicare Advantage Earnings Up 11% in 201
SEPTEMBER 01, 2020

Best’s Special Report: AM Best to Sponsor Bermuda Captive Conference’s Virtual Event
SEPTEMBER 01, 2020

Best’s Special Report: Medicare Advantage Insurance Market Segment’s Strong Earnings Continue
AUGUST 31, 2020

Best’s Special Report: Rated Total Return Reinsurers Struggle to Contain Volatility
AUGUST 28, 2020

Best’s Commentary: 2020 California Wildfires May Lead to Further Spikes in Reinsurance Rates
AUGUST 27, 2020

Best’s Commentary: Hurricane Laura Losses Could Further Stress Insurers’ 2020 Earnings
AUGUST 26, 2020

Best’s Commentary: ILS Retrocession Capacity Further Squeezed in the Pandemic Era
AUGUST 26, 2020

Best’s Special Report: U.S. Property/Casualty Industry’s Underwriting, Net Income Drop in First-Half 2020
AUGUST 25, 2020

Press Release: AM Best to Join Insurance-Linked Securities Focused Panel at the Re/Insurance Lounge
AUGUST 18, 2020

Best’s Special Report: Corporate Bond Holdings Pose Risk to Insurers’ Balance Sheets
AUGUST 18, 2020

Register Now: State of the Global Reinsurance Market
AUGUST 11, 2020

Best’s Special Report: Understanding Country Risk Evaluation in Best’s Credit Ratings
AUGUST 10, 2020

AM BestTV: Low Interest Rates, Potential 'Fallen Angels' Challenge Life/Annuity Writers
AUGUST 07, 2020

Best’s Special Report: For U.S. Insurers, Decade of Low Interest Rates Marked by Different Impact Severity, Strategies
AUGUST 04, 2020

Best’s Market Segment Report: Commercial Insurance Market Dislocation Could Present New Opportunities for Captives
JULY 29, 2020

AM BestTV: Profitability Less Certain in U.S. Cyber Insurance Market as New Risks Emerge
JULY 29, 2020

AM Best Webinar: AM Best and the Current State of the Cyber Insurance Market
JULY 27, 2020

AM BestTV: Pandemic, Economic Issues Dampen Chile Insurance Market
JULY 23, 2020

AM BestTV: Pandemic Deals a Wild Card to US Personal Auto Insurers
JULY 22, 2020

Best’s Market Segment Report: Profitability Less Certain in U.S. Cyber Insurance Market as New Risks Emerge
JULY 21, 2020

AM Best Webinar: German Insurance Life and Non-Life Market Outlooks, Reinsurance Trends and Stress Testing the Impact of COVID-19
JULY 21, 2020

Best’s Market Segment Report: U.S. Personal Auto Line of Business Stuck in Neutral as Fewer Claims Offset Premium Loss
JULY 16, 2020

Best’s Commentary: Insurance Capital Raising – Bolstering Existing Firms or Funding Start-Ups?
JULY 14, 2020

AM BestTV: Commercial Auto Endures Worst Results in 10 Years
JULY 13, 2020

Best’s Market Segment Report: Hardening Reinsurance Market Adds to Florida Property Insurers’ Headaches
JULY 06, 2020

AM Best Webinar: The State of the Florida Market
JULY 06, 2020

State of the Italian Insurance Market: COVID-19, Outlooks, Reinsurance Trends and Sovereign v Country Risk Impact on Ratings
JULY 02, 2020

Best’s Market Segment Report: U.S. Commercial Automobile Insurance Segment Records Decade-Worst Underwriting Loss in 2019
JUNE 30, 2020

AM Best APAC Webinar 2020: Understanding the 'New Normal' Insurance Landscape in Asia
JUNE 30, 2020

Best’s Special Report: U.S. Insurers’ Private Equity Holdings Continue to Climb
JUNE 29, 2020

Best’s Special Report: U.S. Life/Annuity Insurers’ Commercial Mortgage Loan Holdings Increasing; Credit Quality Decreasing
JUNE 25, 2020

Best’s Special Report: Performance Bond Demand Spotlights Differences Between Approaches of European and US Models
JUNE 25, 2020

AM BestTV:  Workers' Comp Writers Brace for COVID-19 Hit
JUNE 25, 2020

Rating a Captive: The Interactive Rating Process from Data Analysis to Rating Committee Decision
JUNE 25, 2020

Best’s Commentary: Expansion of State Workers’ Comp to Include COVID-19 Exposure Would Be Credit Negative for Insurers
JUNE 18, 2020

AM Best Webinar: GCC Insurance Market Trends, Outlook and Impact of Oil Price Movements and COVID-19
JUNE 18, 2020

AM BestTV: D&O Insurance Facing Seismic Shift
JUNE 11, 2020

AM BestTV: Fewer Claims Than Expected Mute COVID-19 Impact on Health Insurers' 1Q Earnings
JUNE 08, 2020

Best’s Special Report: Pandemic Creates a Severe Test for Municipal Bond Market
JUNE 04, 2020

Best’s Special Report: U.S. Life/Annuity Industry Records 34% Rise in Pre-Tax Operating Earnings in 2019
JUNE 04, 2020

Best’s Market Segment Report: AM Best Revises Outlook on GCC Insurance Markets to Negative
JUNE 04, 2020

AM Best Webinar: AM Best’s Approach to Country Risk and Sovereign Credit Concerns in the Credit Rating Process
JUNE 03, 2020

Best’s Market Segment Report: COVID-19 Throws Spotlight on London Market Modernisation
JUNE 02, 2020

Best’s Commentary: COVID-19 Impact on U.S. Health Insurance Companies Smaller Than Expected
MAY 27, 2020

Best’s Special Report: Reinsurers Brace for Pandemic-Fueled Spate of Mortgage Losses
MAY 21, 2020

AM Best Webinar: COVID-19 Stress Testing Results and Next Steps
MAY 19, 2020

AM Best Webinar: Market Dislocation Creates Opportunities for Captives
MAY 19, 2020

AM Best's Stress Test: COVID-19 Hitting Life/Health, Smaller Insurers Hardest
MAY 18, 2020

Webinar Playback: COVID-19 Implications for US Insurance and Reinsurance Markets
MAY 13, 2020

AM BestTV: AM Best Responds to IMF's 'Significant Revision' of 2020 Economic Outlook
MAY 13, 2020

Best’s Market Segment Report: Bail Bond Insurance Market Faces Legislative Headwinds
MAY 11, 2020

Best’s Commentary: Life/Health Cat Bonds Could Be ILS Market’s Most Loss-Affected Sector in COVID-19 Pandemic
MAY 08, 2020

Best’s Commentary: Two Months of Retroactive Business Interruption Coverage Could Wipe Out Half of Insurers' Capital
MAY 08, 2020

AM BestTV: BI Insurers Face 'Existential Threat' if Forced to Cover COVID-19
MAY 05, 2020

Best’s Market Segment Report: AM Best Maintains Negative Outlook On Brazil’s Reinsurance Industry Amid COVID-19 Pandemic
APRIL 30, 2020

Press Release: AM Best to Join Q&A Session on Pandemic’s Insurance Industry Impact at AAIS Virtual 2020 Main Event
APRIL 30, 2020

AM Best Webinar: UK and London Market Non-Life Insurance, Trends, Outlook and Impact of COVID-19
APRIL 30, 2020

Best’s Commentary: COVID-19 Impacts Add to Deterioration in Underwriting Results of Singapore’s Non-Life Insurers
APRIL 28, 2020

AM Best Webinar: Market Segment Outlooks for Argentina, Guatemala and Bolivia
APRIL 28, 2020

AM BestTV: Insurers May Increasingly Look to Tap the Federal Home Loan Bank
APRIL 22, 2020

Best’s Market Segment Report: AM Best Maintains Negative Outlook on Argentina’s Insurance Industry Amid COVID-19 Pandemic
APRIL 21, 2020

AM Best Webinar: French Life and Non-Life Insurance Market Segments Outlooks
APRIL 21, 2020

Best’s Special Report: Hit to Insurers’ Surplus from Equity Exposures Expected
APRIL 16, 2020

AM BestTV: Pandemic Devastates World's Economies
APRIL 16, 2020

Best’s Market Segment Report: AM Best Maintains UK Non-Life Insurance Market Outlook at Negative
APRIL 15, 2020

AM BestTV: COVID-19 May Have Long-Term Implications on Trade Credit Risk
APRIL 14, 2020

AM BestTV: Canada Life/Annuity Sector Outlook Changed to Negative
APRIL 09, 2020

AM BestTV: Social Inflation May Impact Pandemic BI Claims
APRIL 07, 2020

Best’s Market Segment Report: AM Best Revises US Commercial Lines Outlook to Negative; Holds Personal Lines at Stable
APRIL 07, 2020

Best’s Market Segment Report: AM Best Revises Outlook on Private Mortgage Insurers to Negative as COVID-19 Hits Housing Market
APRIL 07, 2020

Best’s Commentary: Global Reinsurers Resilient in Face of COVID-19-Related AdversityImpact of Low Oil Price and COVID-19 on GCC and Russian Insurers
APRIL 07, 2020

AM Best Market Segment Outlooks: Life Insurance (Italy, France and the United Kingdom)
APRIL 07, 2020

Best’s Market Segment Report: AM Best Holds Stable Outlook on U.S. Health Industry Amid COVID-19 Pandemic Crisis
APRIL 06, 2020

Best’s Commentary: Global Reinsurers Resilient in Face of COVID-19-Related Adversity
APRIL 03, 2020

Webinar Playback: AM Best's Latin America's Assessment on Mexican Insurers' Financial Strength in Light of COVID-19
APRIL 03, 2020

AM BestTV: Pandemic May Impact Sovereign Credit, Country Risks
APRIL 02, 2020

AM BestTV: Event Cancellation Insurers May Exclude Future Pandemics
APRIL 02, 2020

Best’s Market Segment Report: AM Best Revises Canada Life/Annuity Outlook to Negative
APRIL 02, 2020

Webinar Playback: Impact of Oil Price Movements and COVID-19 on MENA Markets
MARCH 31, 2020

Best’s Commentary: Social Inflation May Affect COVID-19 Business Interruption Losses
MARCH 31, 2020

Best’s Market Segment Report: AM Best Revises Outlook on Mexico’s Insurance Industry to Negative on COVID-19 Pandemic Impact
MARCH 27, 2020

Best’s Commentary: COVID-19 May Have Long-Term Implications on Trade Credit Insurance Market
MARCH 27, 2020

AM BestTV: Recession Length Depends on COVID-19 Path
MARCH 26, 2020

Best’s Commentary: Event Cancellation Insurance Losses Amid COVID-19 Outbreak May Hinge on Contract Wordings
MARCH 25, 2020

AM BestTV: Coronavirus, Pandemics Test Insurers' Enterprise Risk Preparedness
MARCH 25, 2020

Best’s Market Segment Report: AM Best Revises U.S. Disability Outlook to Negative on Expected COVID-19 Fallout
MARCH 24, 2020

Best’s Commentary: Japanese Insurers Continue to Grapple With Global Market Volatility
MARCH 20, 2020

Best’s Commentary: Health Insurers Adjust as COVID-19 Spreads in United States
MARCH 19, 2020

AM BestTV: U.S. Health Insurers Adjust to COVID-19 Spread
MARCH 18, 2020

Press Release: AM Best to Deploy Pandemic-Related Stress Test for Rated Insurance Companies
MARCH 18, 2020

AM BestTV: Market Segment Outlook for US Life/Annuity Revised to Negative
MARCH 16, 2020

Best’s Market Segment Report: AM Best Revises U.S. Life/Annuity Market Outlook to Negative
MARCH 16, 2020

Best’s Commentary: Further Global Interest Rate Cuts Anticipated as Economic Buffer for Coronavirus Impact
MARCH 09, 2020

AM BestTV: Spread of Coronavirus Prompts Closer Scrutiny of Range of Insurers
MARCH 06, 2020

Best’s Commentary: U.S. Health Insurers Face Potential Rise in Claims Due to Coronavirus
MARCH 06, 2020

Best’s Commentary: European Insurers Well-Positioned to Manage Potential Exposure to Pandemic Risk
MARCH 06, 2020

Best’s Commentary: Southeast Asian Insurers Demonstrate Corporate Social Responsibility in Response to Coronavirus
FEBRUARY 21, 2020

Best’s Commentary: Coronavirus Epidemic Impact on China’s Non-Life Insurance Market Likely to Be Limited
FEBRUARY 03, 2020

Best’s Commentary: Coronavirus Highlights the Importance of Stress Testing
JANUARY 29, 2020

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